智能科学与技术学报, 2020 针对金融科技监管面临的复杂严峻挑战以及现有“监管沙箱”高度依赖人工操作的局面，指出中国“金融科技创新监管工具”的重要特色和发展趋势在于“智能化”。提出一套系统的“智能化金融科技创新监管工具”平台框架，即利用科技手段实现对金融科技创新应用的全生命周期监管。详细阐述了智能化金融科技创新监管工具的组成要素，包括区块链底层、舆情监测平台、基于知识图谱的可解释性人工智能等，并对其中涉及的关键技术进行说明。介绍了该创新监管工具工程开发时采用的新型迭代方法论——“螺旋形”开发模式和需求层次驱动的迭代设计。最后 ...
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