Results 31 to 40 of about 1,630,166 (298)
From Actuarial to Behavioural Valuation. The impact of telematics on motor insurance
Valuation Studies, 2022 Algorithmic predictions are used in insurance to assess the risk exposure of potential customers. This article examines the impact of digital tools on the field of motor insurance, where telematics devices produce data about policyholders’ driving ...
Alberto Cevolini, Elena Esposito
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Developing the “Why” Facet of Medical Professionalism
Kaohsiung Journal of Medical Sciences, 2008 Numerous articles have been published that discuss medical professionalism from the perspective of “what-to-be” and “what-to-do”. In this paradigm, for doctors to effectively execute the “right” attitudes and behaviors, they must incorporate a “know-how”
Hideki Nomura
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The Impact of Health Impairment on Optimal Annuitization for Retirees
Risks, 2022 Post retirement, annuities provide a steady stream of income for retirees. However, the annuitization rate is relatively small in the insurance market in many countries around the world.
Nurin Haniah Asmuni +2 more
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Performance Pay and Adverse Selection* [PDF]
The Scandinavian Journal of Economics, 2001 AbstractIt is well known in personnel economics that firms may improve the quality of their workforce by offering performance pay. We analyze an equilibrium model where worker productivity is private information and show that the firms’ gain from worker self‐selection may not be matched by a corresponding social gain.
Moen, Espen R., Rosén, Åsa
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Macroeconomic Adverse Selection in Machine Learning Models of Credit Risk †
Engineering Proceedings, 2023 Macroeconomic adverse selection is computed as a time series of forecast residuals via the vintage origination model for an industry dataset of auto loans.
Joseph L. Breeden, Yevgeniya Leonova
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Market Transparency, Adverse Selection, and Moral Hazard [PDF]
, 2013 We study the effects of improvements in market transparency on eBay on seller exit and continuing sellers’ behavior. An improvement in market transparency by reducing strategic bias in buyer ratings led to a significant increase in buyer valuation ...
Klein, Tobias J. +2 more
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Adverse Selection in Mortgage Securization [PDF]
SSRN Electronic Journal, 2010 Abstract Using several large data sets of mortgage loans originated between 2004 and 2007, we find that in the prime mortgage market, banks generally sold low-default-risk loans into the secondary market while retaining higher-default-risk loans in their portfolios.
Agarwal, S., Chang, Y., Yavas, A.
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Sharia Compliance and Economic Efficiency in Minangkabau Traditional Sharecropping
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies, 2023 Islamic financing contracts currently marketed in Indonesia use Arabic terminology that might sound strange to many Indonesian Muslims. Even though these financing contracts comply with the sharia components, they may be inefficient in the context of ...
Endrizal Ridwan, Inneke Herti Vania
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The role of collateral against the asymmetric information phenomenon in the Bank lending market and the requisite for effectively play the role in movable collaterals. [PDF]
Faṣlnāmah-i Pizhūhish-i Huqūq-i Khuṣūṣī, 2019 Information inequality of the parties to the contract is known as an asymmetric information phenomenon. This causes two other phenomena called adverse selection and moral hazard that are seen in the banking loans market more effectively.
Hamid Kabiri shahabad +1 more
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The Determinants of Commitment Escalation (Experimental Study: Covid-19 Pandemic as A Contextual)
Jurnal Akuntansi, 2022 Managers play an important role in making the right decisions so that the company can survive and face unexpected situations such as the Covid-19 pandemic. This pandemic has left many business sectors struggling to survive hence managers need to make the
Dyna Rachmawati, Patricia Felin Budianto
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