The Liquidity Sprint: Short‐Term Cash Needs and Access to Credit
ABSTRACT We identify the causal drivers of the COVID‐19 ‘dash‐for‐cash’ in Europe using a hand‐collected panel of Euro‐area firms (2018‐Q4–2020‐Q3). Exploiting regional infection intensity as an instrument, we find that a one‐unit EBITDA decline raised credit‐line utilization by 15.5 percentage points in 2020‐Q2. Unlike the US ‘fallen‐angel’ narrative,
Mario Cerrato +2 more
wiley +1 more source
Toward blockchain based electronic health record management with fine grained attribute based encryption and decentralized storage mechanisms. [PDF]
Ullah A +4 more
europepmc +1 more source
How Regulatory Costs Impede Financial Technology Gains
ABSTRACT While financial technology innovation lowers intermediation costs, regulatory frictions may prevent these gains from reaching long‐term investors and borrowers. Using variation in retail investor participation driven by state securities registration lapses in peer‐to‐peer lending, we demonstrate that regulatory frictions are associated with ...
Shyam Venkatesan +2 more
wiley +1 more source
Structure and legibility of informed consent for clinical practice in Ecuador. [PDF]
Urgilés-Barahona CE +5 more
europepmc +1 more source
Reimagining State Aid: Guiding Law and Policy Reform in a Changing World
ABSTRACT EU state aid law has shifted fundamentally from an originally purely repressive tool to a proactive steering mechanism for critical EU goals today. This paper argues that the current legal framework in Article 107 TFEU is gravely misaligned with this new function.
Thomas Jaeger
wiley +1 more source
Ensuring end-to-end privacy in IoT-based healthcare systems through hyperledger fabric and identity mixer. [PDF]
Nasr Esfahani M +2 more
europepmc +1 more source
The Politics of Pointing: Lessing's Fingerzeig and the Limits of Figural Reading
Abstract Lessing's Fingerzeig—a “pointer” that guides without determining judgment—has often been treated as a stylistic habit rather than a hermeneutic principle. This essay reconstructs it as an ethics of interpretation, a gesture that orients without completing and leaves judgment to whoever follows.
Matthew Thomas Stoltz
wiley +1 more source
A dynamic policy-aware conditional proxy re-encryption system for fine-grained access control in IoT pub/sub systems. [PDF]
Lin S, Ke N, Jun Ru H, Cui L.
europepmc +1 more source
ABSTRACT Drawing on Gendered Opportunity Structures Theory (Ely and Meyerson), this cross‐national qualitative study examines how formal policies, informal practices, and symbolic cultural narratives jointly configure employer support across three phases of the maternity transition—before leave, during leave, and after leave—in Brazil and the United ...
Letícia Maria Barbano +1 more
wiley +1 more source
AI-driven adaptive adversaries and the erosion of cryptographic trust in public key systems. [PDF]
Radanliev P.
europepmc +1 more source

