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Optimal Claims in Automobile Insurance

The Review of Economic Studies, 1980
In this paper we explore the optimal strategy of claiming damages in automobile insurance. In most countries, the insurance premiums which the insured must pay, increase whenever he files a claim. Thus the insured must weigh the benefits from being paid the damages against the added costs of paying higher insurance rates in the future.
Venezia, Itzhak, Levy, Haim
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AUTOMOBILE INSURANCE

SAE Technical Paper Series, 1921
<div class="htmlview paragraph">Presuming that insurance protection against the theft of automobiles will continue to be furnished, the author considers ways and means of restricting the losses to an extent that will permit the protection afforded by insurance to be provided at non-prohibitive cost.</div> <div class="htmlview paragraph ...
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Compulsory Automobile Insurance

The ANNALS of the American Academy of Political and Social Science, 1927
THERE were 22,342,457 automobiles registered in the United States during the year 1926. This is an increase of 11.2 per cent over 1925 and about a 400 per cent increase for the past ten years. When marveling at the phenomenal growth of this now indispensable transportation convenience one is very apt to forget that each year it is exacting a human toll
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Automobile Insurance Reform

The Journal of Risk and Insurance, 1972
The purpose of this paper is to put together already defined concepts and ideas for auto insurance reform into a plan which has merit and which might be acceptable to all involved. The core provision of the suggested plan involves creation of a state pool in which individual insurers would participate.
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Consumerism and Automobile Insurance

The Journal of Risk and Insurance, 1973
The authors devised and tested a subtle information mailing to insureds to see if consumers were interested in learning more about their automobile insurance. The experimental group, which received the informational letter, did respond significantly more correctly concerning which coverages they had, and to true-false questions relative to what perils ...
Peter R. Kensicki, David Richmond
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Bundled automobile insurance coverage and accidents

Accident Analysis & Prevention, 2013
This paper investigates the characteristics of automobile accidents by taking into account two types of automobile insurance coverage: comprehensive vehicle physical damage insurance and voluntary third-party liability insurance. By using a unique data set in the Taiwanese automobile insurance market, we explore the bundled automobile insurance ...
Chu-Shiu, Li   +2 more
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Automobile Damageability and Insurance Costs

SAE Technical Paper Series, 1974
<div class="htmlview paragraph">This paper concerns automobile damageability resulting from low-speed collisions. Both crash test and real collision data related to speed and repair costs are examined, as are current legislation and new engineering practices and hardware designed to reduce damage.</div> <div class="htmlview paragraph">
Michael R. Appleby, Alan G. R. Morris
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