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AUTOMOBILE INSURANCE

SAE Technical Paper Series, 1921
<div class="htmlview paragraph">Presuming that insurance protection against the theft of automobiles will continue to be furnished, the author considers ways and means of restricting the losses to an extent that will permit the protection afforded by insurance to be provided at non-prohibitive cost.</div> <div class="htmlview paragraph ...
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Consumerism and Automobile Insurance

The Journal of Risk and Insurance, 1973
The authors devised and tested a subtle information mailing to insureds to see if consumers were interested in learning more about their automobile insurance. The experimental group, which received the informational letter, did respond significantly more correctly concerning which coverages they had, and to true-false questions relative to what perils ...
Peter R. Kensicki, David Richmond
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Compulsory Automobile Insurance

The ANNALS of the American Academy of Political and Social Science, 1927
THERE were 22,342,457 automobiles registered in the United States during the year 1926. This is an increase of 11.2 per cent over 1925 and about a 400 per cent increase for the past ten years. When marveling at the phenomenal growth of this now indispensable transportation convenience one is very apt to forget that each year it is exacting a human toll
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Automobile Insurance Reform

The Journal of Risk and Insurance, 1972
The purpose of this paper is to put together already defined concepts and ideas for auto insurance reform into a plan which has merit and which might be acceptable to all involved. The core provision of the suggested plan involves creation of a state pool in which individual insurers would participate.
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Price Dispersion in an Automobile Insurance Market

Journal of Political Economy, 1986
From automobile insurance data for Alberta over the period 1974-81, we find thatpremiums are highly correlated across driver classes in a given year, but that premiums for a given driver class are not correlated over a period of more than 5 years. Firms' relative market shares among drivers over age 25 and married males under 25 are inversely related ...
Dahlby, Bev, West, Douglas S
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On Classification in Automobile Insurance

The Journal of Risk and Insurance, 1980
Automobile insurance rates are based on classifications of policies according to a number of variables such as age, marital status, occupation, use of vehicle, accident record, place of residence, type of automobile, etc. A common rate is established for all insureds assigned to the same class, and this rate is a function of the expected claim costs ...
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Asymmetric Information In Automobile Insurance: An Overview

Assurances, 1999
Modern insurance economics has been deeply influenced by the recent developments of contract theory. Our understanding of such crucial aspects as the design of optimal insurance contracts, the form of competition on insurance markets or the role of public regulation, just to name a few, systematically refers to the basic concepts of contract theory ...
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Automobile Insurance

Columbia Law Review, 1930
Edwin W. Patterson, Charles A. Sunderlin
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Irrationality in automobile insurance classification: Analysis of one problem in China automobile insurance market

2011 IEEE 3rd International Conference on Communication Software and Networks, 2011
This article focuses on the irrationality in automobile insurance classification in China insurance market. Firstly the article gives three kinds of irrationality, which lie in the classification of vehicle size, vehicle price and vehicle owner, existed in the market; secondly the lack of market research and the popularity of insurance fraud are the ...
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