Results 291 to 300 of about 622,246 (346)
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Consumerism and Automobile Insurance
The Journal of Risk and Insurance, 1973The authors devised and tested a subtle information mailing to insureds to see if consumers were interested in learning more about their automobile insurance. The experimental group, which received the informational letter, did respond significantly more correctly concerning which coverages they had, and to true-false questions relative to what perils ...
Peter R. Kensicki, David Richmond
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On Liability Insurance for Automobiles [PDF]
, 2010 Car owners are liable for property damage inflicted on other motorists. In most countries such liability must be insured by law. That law may favor expensive or heavy vehicles, prone to suffer or inflict large losses. This paper explores links between liability rules and vehicle choice. It presumes cooperative insurance, but non-cooperative acquisition
Flåm, Sjur Didrik +1 more
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SAE Technical Paper Series, 1921
<div class="htmlview paragraph">Presuming that insurance protection against the theft of automobiles will continue to be furnished, the author considers ways and means of restricting the losses to an extent that will permit the protection afforded by insurance to be provided at non-prohibitive cost.</div> <div class="htmlview paragraph ...
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<div class="htmlview paragraph">Presuming that insurance protection against the theft of automobiles will continue to be furnished, the author considers ways and means of restricting the losses to an extent that will permit the protection afforded by insurance to be provided at non-prohibitive cost.</div> <div class="htmlview paragraph ...
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Compulsory Automobile Insurance
The ANNALS of the American Academy of Political and Social Science, 1927THERE were 22,342,457 automobiles registered in the United States during the year 1926. This is an increase of 11.2 per cent over 1925 and about a 400 per cent increase for the past ten years. When marveling at the phenomenal growth of this now indispensable transportation convenience one is very apt to forget that each year it is exacting a human toll
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Price Dispersion in an Automobile Insurance Market
Journal of Political Economy, 1986From automobile insurance data for Alberta over the period 1974-81, we find thatpremiums are highly correlated across driver classes in a given year, but that premiums for a given driver class are not correlated over a period of more than 5 years. Firms' relative market shares among drivers over age 25 and married males under 25 are inversely related ...
Dahlby, Bev, West, Douglas S
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The Effectiveness of Insurance Fraud Statutes: Evidence from Automobile Insurance [PDF]
, 2005 Insurance fraud, which adds an estimated $85 billion per year to the total insurance bill in the U.S., is an extremely serious problem for consumers, regulators, and insurance companies. This paper analyzes the effects of state legislation and market conditions on automobile insurance fraud from 1988 to 1999, a period representing a substantial ...
Robert E. Hoyt +2 more
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The Journal of Risk and Insurance, 1972
The purpose of this paper is to put together already defined concepts and ideas for auto insurance reform into a plan which has merit and which might be acceptable to all involved. The core provision of the suggested plan involves creation of a state pool in which individual insurers would participate.
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The purpose of this paper is to put together already defined concepts and ideas for auto insurance reform into a plan which has merit and which might be acceptable to all involved. The core provision of the suggested plan involves creation of a state pool in which individual insurers would participate.
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On Classification in Automobile Insurance
The Journal of Risk and Insurance, 1980Automobile insurance rates are based on classifications of policies according to a number of variables such as age, marital status, occupation, use of vehicle, accident record, place of residence, type of automobile, etc. A common rate is established for all insureds assigned to the same class, and this rate is a function of the expected claim costs ...
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Automobile Damageability and Insurance Costs
SAE Technical Paper Series, 1974<div class="htmlview paragraph">This paper concerns automobile damageability resulting from low-speed collisions. Both crash test and real collision data related to speed and repair costs are examined, as are current legislation and new engineering practices and hardware designed to reduce damage.</div> <div class="htmlview paragraph">
Michael R. Appleby, Alan G. R. Morris
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Asymmetric Information In Automobile Insurance: An Overview
Assurances, 1999Modern insurance economics has been deeply influenced by the recent developments of contract theory. Our understanding of such crucial aspects as the design of optimal insurance contracts, the form of competition on insurance markets or the role of public regulation, just to name a few, systematically refers to the basic concepts of contract theory ...
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