Results 271 to 280 of about 3,121,068 (314)

The Joint Regulation of Bank Liquidity and Bank Capital

Journal of Financial Intermediation, 2018
Abstract We study the liquidity behavior of commercial banks in response to negative capital shocks. Using pre-Basel III data, U.S. banks with assets less than $1 billion treated (unregulated) liquidity and (regulated) capital as substitutes. Following exogenous shocks to their regulatory capital ratios, these banks shifted away from loans, loan ...
Amine Tarazi, Robert DeYoung
exaly   +3 more sources

Real Effects of Bank Capital Regulations: Global Evidence [PDF]

Journal of Banking and Finance, 2017
We examine the effect of the full set of bank capital regulations (capital stringency) on loan growth, using bank-level data for a maximum of 125 countries over the period 1998-2011.
Yota Deli, Iftekhar Hasan
exaly   +1 more source

Bank Economic Capital

Staff Reports (Federal Reserve Bank of New York)
Conventional measures of bank solvency fail to account for the unique liquidity risks posed by deposits. Using public regulatory data, we develop a novel measure, economic capital, that jointly quantifies the impact of credit, liquidity, and market risk on bank solvency.
Beverly Hirtle, Matthew C. Plosser
openaire   +2 more sources

Bank Governance and Bank Capital

SSRN Electronic Journal, 2014
This study examines the impact of bank ownership and bank governance on capital. Using Japanese commercial banks as a sample over a Basel II period (2007-2012), we investigate the impact of bank ownership and management structure on the level of bank capital.
Karen Kai Lin Lai, Masaru Konishi
openaire   +1 more source

The Philosophy of Bank Capitalization

The Journal of Finance, 1951
DIsCUSSION OF the bank capital problem thrives on confusion and needless complications. The subject has been discussed with such exhaustive attention to detail that students of banking may have lost sight of the central problem. The main issue in connection with bank capital, transcending such peripheral problems as the "correct" ratio or the character
openaire   +1 more source

THE CAPITAL DECISION IN COMMERCIAL BANKS

The Journal of Finance, 1974
THIS PAPER presents a theoretical analysis of the economic role of capital from the standpoint of the individual commercial bank. In this analysis, the word "capital" is the label given to long-term financial claims issued by banks, and will not be used to refer to real (physical) assets. Major purposes of the paper are to clarify the functions of bank
openaire   +1 more source

Bank Capital Management: International Evidence [PDF]

Journal of Financial Intermediation, 2015
We examine the dynamic behavior of bank capital using a global sample of 64 countries during the 1994-2010 period. Banks achieve deleveraging through active capital management (equity growth) rather than asset liquidation. In contrast, they achieve leveraging through passive capital management (reduced earnings retention) and substantial asset ...
Ozde Oztekin, Olivier De Jonghe
exaly   +3 more sources

Bank Capital and Public Regulation

Journal of Money, Credit and Banking, 1978
THE ADEQUACY OF COMMERCIAL BANK capital is being questioned anew as a result of recent turmoil in financial markets. The basic issue is one of conflicting private and public interests: will banks voluntarily maintain sufficient capital to protect against bank failures, or is some form of regulatory coercion necessary?1 Critics (e.g.
Taggart, Robert A, Jr, Greenbaum, Stuart I   +1 more
openaire   +1 more source

On the Role of Regulatory Banking Capital

Financial Markets, Institutions & Instruments, 2008
In this paper the authors study the role of regulatory banking capital and analyze the incentive effects of the Basel II Accord. They argue that Basel II may become a source of systemic risk due to endogenous risk and the risk sensitivity of the capital requirements.
Benink, HA, Danielsson, J (Jón), Jonsson, A   +2 more
openaire   +1 more source

Bank capital regulation with random audits [PDF]

Journal of Economic Dynamics and Control, 2002
zbMATH Open Web Interface contents unavailable due to conflicting licenses.
Bhattacharya, Sudipto, Plank, Manfred, Strobl, Günter, Zechner, Josef   +3 more
openaire   +4 more sources