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Bank to non-bank lending and the reallocation of credit
SSRN Electronic JournalWe analyze how bank lending to non-bank financial institutions (NBFIs) affects credit supply to the real economy. Using granular supervisory and loan-level data, we document rapid growth in bank lending to NBFIs relative to lending to non-financial firms.
Jian Li +3 more
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Computers & industrial engineering, 2018
Financing is of paramount importance to supply chains. This paper presents a stochastic robust optimization model for supply chain network design problem, while accounting for financial resources of trade credit and bank credit.
S. Alavi, A. Jabbarzadeh
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Financing is of paramount importance to supply chains. This paper presents a stochastic robust optimization model for supply chain network design problem, while accounting for financial resources of trade credit and bank credit.
S. Alavi, A. Jabbarzadeh
semanticscholar +1 more source
Credit Derivatives and Bank Credit Supply
SSRN Electronic Journal, 2014Our paper explores the influence of credit derivatives on bank credit supply theoretically and empirically. We build a two-stage model of financial intermediation, which treats the bank under consideration as one of a large number of monopolists in the local credit market.
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Carbon neutrality, bank lending, and credit risk: Evidence from the Eurozone.
Journal of Environmental Management, 2021Muhammad Umar +3 more
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Bank Credit Commitments, Credit Rationing, and Monetary Policy
Journal of Money, Credit and Banking, 1994When loan needs are uncertain and bankruptcy is costly, contracts resembling bank credit commitments dominate ordinary debt contracts. The fees charged on commitments reduce bankruptcy risk by smoothing out borrowers' loan payments. Reduced bankruptcy risk entitles borrowers to larger loans, thereby reducing the risk of quantity rationing.
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Determinants of Bank Credit by Commercial Bank in India
International Journal of Indian Culture and Business Management, 2023Shveta Singh +2 more
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Credits and credit analysis in banking sector
2021The main activity of banks can be defined as providing funds to who needs funds by collecting deposits. Banks, which are a commercial enterprise, have to perform transactions called credit analysis in order to minimize the risk of nonpayment within the natural structure of the credit while selling credit and other financial products to their customers ...
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