Results 251 to 260 of about 249,023 (301)

Portfolio Diversification at Commercial Banks

The Journal of Finance, 1979
IN PERFECT CAPITAL MARKETS, financial intermediaries lack a raison d"etre. Traditionally, intermediaries have been portrayed solely as issuers of indirect debt who develop and exploit a wedge between equilibrium borrowing and lending rates.' But this explanation ignores the fact that nonmutual depository institutions intermediate for their shareholders,
Kane, Edward J, Buser, Stephen A
openaire   +1 more source

Geographic diversification in banking

Journal of Financial Stability, 2014
In the aftermath of the 2007-2009 crisis, banks claiming positive diversification benefits are being met with skepticism. Nevertheless, diversification might be important and sizable for some large internationally active banking groups. We use a universally applicable correlation matrix approach to calculate international diversification effects, in ...
Fang, Yiwei, van Lelyveld, Iman
openaire   +1 more source

Small European banks: Benefits from diversification?

Journal of Banking & Finance, 2006
Motivated by the liberalisation and harmonisation of financial systems in Europe, we investigate whether the observed shift into non-interest income activities improves performance of small European credit institutions. Using a sample of 755 small banks for the period 1997-2003, we find no direct diversification benefits within and across business ...
Mercieca, Steve   +2 more
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Diversification and Connections in Banking: First Findings

SSRN Electronic Journal, 2015
Literature on the diversification of banks usually refers to revenue mix, geographical markets and M&A deals. This chapter aims to fill a gap by investigating diversification in terms of different business combinations (carrying out activities in different client front-end businesses).
Zara, Claudio, Cerrato, Luca
openaire   +1 more source

Financial diversification of banking activities

Экономика и предпринимательство, 2022
В статье представлены тенденции трансформации банковской деятельности, основанные на проведении финансовой диверсификации. При соблюдении основных стратегических целей развития банковского сектора, определены основные детерминанты кредитных организаций, приведена характеристика современного состояния банковского сектора по ключевым показателям ...
openaire   +1 more source

Bank diversification and monetary policy

Applied Economics Letters, 2017
Using bank-level data in Asia, we examine the relationship between the effectiveness of monetary policy and the business diversification of banks.
Hiroshi Gunji, Yuan Yuan
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Bank diversification and systemic risk

The Quarterly Review of Economics and Finance, 2020
Abstract One of the controversies of diversification is that it may not be necessarily beneficial to the banks as it leads to more severe systemic risk. Recent studies have modelled theoretical frameworks for the role of diversification in systemic risks faced by banks. As an alternative, we provide empirical evidence on this by examining the effects
Hsin-Feng Yang   +2 more
openaire   +1 more source

Diversification in Banking

2015
AbstractOver the last few decades, US commercial banks have expanded dramatically by entering new geographic markets and offering a wider array of financial products. As a result, they are more diversified, but does this diversification improve performance and reduce risk?
openaire   +1 more source

Market Discipline and Bank Diversification

SSRN Electronic Journal, 2020
Can banks be induced to adopt an efficient risk-taking via market discipline? We seek an answer to this question within the context of banks diversifying into the other bank’s asset, which may potentially intensify a systemic risk. The central results of the paper are as follows.
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