Results 261 to 270 of about 249,023 (301)

Bank diversification, economic diversification? [PDF]

open access: possible, 2006
Business cycle volatility has fallen in the United States during the past two decades. Trehan (2005) explains some of the possible mechanisms behind our now more stable economy. Some researchers have argued, for instance, that businesses manage inventory better today than in the past, or that innovations in financial markets have helped smooth out ...
openaire  

Does the stock market value bank diversification?

Journal of Banking & Finance, 2006
This paper investigates whether or not functionally diversified banks have a comparative advantage in terms of long-term performance/risk profile compared to their specialized competitors. To that end, this study uses market-based measures of return potential and bank risk.
Baele, L.   +2 more
openaire   +2 more sources

Bank Competition and Export Diversification [PDF]

open access: possible, 2013
The role of the banking industry in export promotion cannot be over-emphasized as banks provide the necessary financial support for borrowers in various industries to undertake investment activities. With the help of an industry-level dataset on bilateral trade flows between various countries, I consider OLS and IV regressions to determine whether the ...
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Diversification of the Banking Firm

Financial Review, 1989
AbstractDiversification of banks and bank holding companies into nonbank product lines may reduce the risk to banking returns or cash flows provided appropriate portfolio conditions are satisfied. This study of bank and nonbank financial‐service firms and nonfinancial corporations over the 1966–1985 period finds evidence consistent with the proposition
openaire   +1 more source

Diversification and Systemic Bank Panics

SSRN Electronic Journal, 2018
Diversification through pooling and tranching securities was supposed to mitigate creditor runs in financial institutions by reducing their credit risk, yet many financial institutions holding diversified portfolios experienced creditor runs in the recent financial crisis of 2007-2009. We present a theoretical model to explain this puzzle. In our model,
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Bank Diversification and Incentives

2008
This paper analyzes the consequences of bank diversification into fee-based businesses. Universal banks raise welfare by expanding the range of services available to entrepreneurs. However, because they may choose to rescue failed entrepreneurs in order to sell them fee-based financial services, universal banks provide weaker incentives.
Lóránth, Gyöngyi, Morrison, Alan
openaire   +1 more source

Geographical diversification and bank performance: evidence from Indian banks

International Journal of Productivity and Performance Management, 2019
PurposeGeographic diversification results in the improvement of firm value through an increase in scale and scope of economies, gains in synergy, reduction in cost and improved corporate governance, however, the capabilities of financial institutions get heavily affected due to information asymmetries, varied macro and microeconomic factors across ...
Shweta Sharma, Anand Anand
openaire   +1 more source

Income Diversification and Bank Performance: Evidence from Italian Banks

Journal of Financial Services Research, 2008
Using annual data from Italian banks, we study the link between non-interest revenues and profitability. We find that income diversification increases risk-adjusted returns. Our results provide econometric evidence consistent with current studies on EU banks, but do not support findings on the U.S. experience.
Vincenzo Chiorazzo   +2 more
openaire   +1 more source

Bank Liquidity Risk Diversification

SSRN Electronic Journal, 2013
Spyros Pagratis, Nikolas Topaloglou
openaire   +1 more source

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