Results 11 to 20 of about 1,735,490 (235)
Collateralization, Bank Loan Rates, and Monitoring [PDF]
The Journal of Finance, 2016 ABSTRACTWe show that collateral plays an important role in the design of debt contracts, the provision of credit, and the incentives of lenders to monitor borrowers. Using a unique data set from a large bank containing timely assessments of collateral values, we find that the bank responded to a legal reform that exogenously reduced collateral values ...
Cerqueiro, Geraldo +2 more
openaire +3 more sources
How does climate risk affect bank loan supply? Empirical evidence from China [PDF]
Economic Change and Restructuring, 2023 The impact of the climate change on the real economy and financial system has aroused great concern from the Chinese government and financial regulator. The objective of this paper is to examine the impact of climate risk on bank loan supply by using the
Li S, Wu X.
europepmc +2 more sources
Journal of Sustainable Finance & Investment, 2023 The purpose of this study is to present a sustainable (or green) loan loss provisioning system that align bank loan loss provisioning with the sustainable development goals. The findings of the study are that the proposed sustainable (or green) loan loss
Peterson K. Ozili
semanticscholar +1 more source
Environmental, Social, and Governance Incidents and Bank Loan Contracts
Sustainability, 2021 We investigated how a borrower’s adverse environmental, social, and governance incidents affect bank loan contracts. Using a sample of 2001 publicly traded US firms during the period from 2007 to 2016, we found that loans initiated after the occurrence ...
Ruoyu He +4 more
semanticscholar +1 more source
Is Economic Uncertainty a Risk Factor in Bank Loan Pricing Decisions? International Evidence
, 2021 Uncertainty in economic environment leads economic agents to act cautiously. In this paper, we postulate that such uncertainty leads banks to charge higher interest rate on loans.
Badar Nadeem Ashraf
semanticscholar +1 more source
Predicting Bank Loan Risks Using Machine Learning Algorithms
Al-Rafidain Journal of Computer Sciences and Mathematics, 2020 Bank loans play a crucial role in the development of banks investment business. Nowadays, there are many risk-related issues associated with bank loans.
M. Y. A. Alsaleem, S. Hasoon
semanticscholar +1 more source
Jurnal Riset Akuntansi dan Keuangan, 2017 . This study aims to determine the magnitude of the influence of Net Interest Margin (NIM), Operational Cost / Operating Income (BOPO), Loan to Deposit Ratio (LDR), and Non Performing Loan (NPL) to Return On Assets (ROA) at State-Owned Banks (Bank BNI ...
Muhammad Ali +1 more
doaj +1 more source
Jurnal Ilmu Keuangan dan Perbankan, 2017 ABSTRAK Likuiditas adalah kemampuan manajemen bank dalam menyediakan dana yang cukup untuk memenuhi semua kewajibannya maupun komitmen yang telah dikeluarkan kepada nasabahnya setiap saat Tujuan dari penelitian ini adalah untuk mengetahui tingkat ...
Nana Darna
doaj +3 more sources
The effects of loan growth on bank performance: Evidence from Vietnam [PDF]
Management Science Letters, 2019 The study examines how loan growth affects performance of banks, in the form of credit risk, bank profitability and bank solvency in Vietnam during the period from 2006 to 2017. Overall, the regression results by both static and dynamic panel data models
Van Dan Dang
doaj +1 more source
Internal Factor Analysis of Non-Performing Loans Using Multiple Linear Regression Method
Jurnal Riset Informatika, 2023 Loans are the largest source of income from banks compared to other sources of income. To ensure bank continuity, Bank income must exist from interest on loans, reaching almost 95% of all bank activities.
Muhammad Irfandi, Fitria Fitria
doaj +1 more source