DETERMINANT OF NON PERFORMING LOAN: THE CASE OF ISLAMIC BANK IN INDONESIA
This paper analyzes the non-performing loan and its determinant. Using the monthly data of Islamic banks during 2010-2012, this paper found that size and efficiency of the banks do not affect the non-performing loan.
Irman Firmansyah
doaj +1 more source
PERTUMBUHAN KREDIT DAN TINGKAT KEBERISIKOAN BANK
Bank is one of financial institution which has strategic role in the economy. Bank has to deliver funds from surplus unit to deficit unit. Prudential banking helps bank to minimize the risk especially credit risk.
Chorry Sulistyowati
doaj +1 more source
Real effects of bank capital regulations: global evidence [PDF]
We examine the effect of the full set of bank capital regulations (capital stringency) on loan growth, using bank-level data for a maximum of 125 countries over the period 1998-2011.
Deli, Yota D., Hasan, Iftekhar
core +2 more sources
Prediksi Kelalaian Pinjaman Bank Menggunakan Random Forest dan Adaptive Boosting
— A loan is one of the most important products on the bank, which used for main revenue. All bank tries to find the most effective business strategy to persuade a customer to use the loan, but loan default has a negative effect after the application is ...
Joseph Sanjaya +4 more
doaj +1 more source
Smallholder farmers behaviour to access bank in an integrated crop-livestock system in West Nusa Tenggara, Indonesia [PDF]
Agriculture is one of the most important sectors to support household economy in West Nusa Tenggara (WNT), dominated by small holder farmers. This paper aims to provide insight on smallholder farmers attitude to access bank under integrated crop ...
Hilmiati Nurul +7 more
doaj +1 more source
Loan portfolio diversification and bank returns: Do business models and market power matter?
The paper examines how loan portfolio diversification drives bank returns, mainly focusing on the conditioning roles of business models and market power in this nexus.
Japan Huynh, Van Dan Dang
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A case study on loan loss analysis of a community bank
In this paper, we perform a case study on a community bank from the aspect of the terms structure of the banks historical loan losses and the loan quality rating matrix used by the bank.
Weiping Li, Philip McMahan
doaj +1 more source
Does bank capital affect profitability and risk in Vietnam? [PDF]
In this paper, we attempt to answer the question of whether or not bank capital affects profitability and risk. The paper forms an unbalanced panel with 354 observations using both data of 35 banks over the period 2007-2018.
Van Dung Ha
doaj +1 more source
Bank Loan Loss Provisioning During Election Years: Cross-Country Evidence
Purpose The purpose of this paper is to examine bank loan loss provisioning behavior during election years – focusing on the effect of elections on banking sector loan loss provisioning.
Peterson K. Ozili
semanticscholar +1 more source
Bank Quality, Judicial Efficiency, and Loan Repayment Delays in Italy
Exposure to liquidity risk makes banks vulnerable to runs from both depositors and from wholesale, short-term investors. This paper shows empirically that banks are also vulnerable to run-like behavior from borrowers who delay their loan repayments ...
F. Schiantarelli +2 more
semanticscholar +1 more source

