Results 31 to 40 of about 1,735,490 (235)
Journal of Applied Business Research (JABR), 2011 The banking literature occasionally refers to bank loan accommodation, that is, the willingness of commercial banks to make loans at such favorable terms that they suffer a diminution of profits. Such behavior is explained by a strategy of temporarily reducing profits in order to increase long run gains through the strengthening of customer relations ...
Bala Batavia, Nicholas A. Lash
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Bank Loan Loss Provisions Research: A Review
, 2017 We review several observations in the bank loan loss provisioning literature to identify and discuss several advances in the literature and to suggest possible directions for future research in the literature.
Peterson K. Ozili, E. Outa
semanticscholar +1 more source
PERILAKU PENAWARAN KREDIT BANK DI INDONESIA: KASUS PASAR OLIGOPOLI PERIODE JANUARI 2001-JULI 2005
Buletin Ekonomi Moneter dan Perbankan, 2007 This paper uses a microeconomic approach to analyze the bank lending behavior in Indonesia during 2001:1 – 2005:7. The loan supply function is derived from the structural loan supply and demand equation in a Cournot-Oligopoly market.
Chaikal Nuryakin, Perry Warjiyo
doaj +1 more source
The Influence of Credit Risk on Bank Profitability in Indonesia
Indonesian Interdisciplinary Journal of Sharia EconomicsThis study aims to examine the effect of capital adequacy ratio, non-performing loan, loan loss provisions ratio, loan-to-deposit ratio, loan-to-asset ratio, bank size, and bank age on financial performance as measured by return on assets (ROA) in 35 ...
Jihan Mafaza +3 more
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Student's Journal of Health Research Africa, 2021 Background: The study examined the relationship between credit management practices, loan repayment management, and profitability of commercial banks branches in Uganda.
Anthony Elemu
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Multi-Bank Loan Pool Contracts [PDF]
SSRN Electronic Journal, 2003 We show that multi-bank loan pools improve the risk-return profile of regional banks' loan business. Banks write simple contracts on the proceeds from pooled loan portfolios, taking into account the agency problems in joint loan production. Thereby, banks benefit from diversifying credit risk while limiting the efficiency loss due to adverse incentives.
Gintschel, Andreas, Hackethal, Andreas
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“Sorry, We're Closed” Bank Branch Closures, Loan Pricing, and Information Asymmetries*
Review of Finance, 2020 We study local loan conditions when banks close branches. In places where branch closures do not take place, firms that purposely switch banks receive a sixty-three basis points (bps) discount.
Diana Bonfim, Gil Nogueira, S. Ongena
semanticscholar +1 more source
Jurnal ASET (Akuntansi Riset), 2010 PENGARUH LOAN TO DEPOSIT RATIO (LDR) TERHADAP NON PERFORMING LOAN (NPL) PADA BANK SYARIAH DAN BANK KONVENSIONAL DI ...
Budi Purnomo
doaj +1 more source
Bank Regulations and Loan Contracts [PDF]
SSRN Electronic Journal, 2010 This study examines empirically how bank regulations adopted in lender countries influence the characteristics of loan contracts, using a sample of 46,453 loans made by 278 large commercial banks around 39 countries, to borrowers in 83 countries, in the period from 1998 to 2006.
Magalhaes, Rômulo +1 more
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Corporate Boards and Bank Loan Contracting [PDF]
SSRN Electronic Journal, 2009 AbstractWe investigate the role of corporate boards in bank loan contracting. We find that when corporate boards are more independent, both price and nonprice loan terms (e.g., interest rates, collateral, covenants, and performance‐pricing provisions) are more favorable, and syndicated loans comprise more lenders.
Francis, Bill +3 more
openaire +4 more sources