ESTIMATING THE DETERMINANTS OF VEHICLE LOAN DEFAULT IN MALAYSIA: AN EXPLORATORY STUDY
As revealed by Malaysia’s bankruptcy statistics, around a quarter of bankruptcy in Malaysia is due to default of vehicle loan. This has led to the tightening up of vehicle loan underwriting and increased vehicle loan rejection rates.
Hock-Eam Lim, Siew Goh Yeok
doaj +3 more sources
Credit Risk and Bank Stability of Vietnam Commercial Bank: A BK Approach
Through the secondary data collected from 2005 to 2019, we used the BK approach in which, Pooled OLS, FEM, REM, and GMM methods and Sobel’s test are used to check the relationship between bank credit risk and bank stability of Vietnam commercial bank ...
Sang Tang My
doaj
ANALISIS TINGKAT KREDIT MACET PADA PD. BPR BANK TEGAL GOTONG ROYONG (TGR) SLAWI KABUPATEN TEGAL
Penelitian ini bertujuan untuk mengetahui tingkat kredit macet pada PD BPR Bank Tegal Gotong Royong (TGR) Slawi. Penelitian ini merupakan penelitian deskriptif. Data yang diperlukan adalah laporan kolektibilitas kredit PD.
Wiwik Oktorita, Ida Farida, Asrofi Langgeng
doaj +1 more source
The Loan Covenant Channel: How Bank Health Transmits to the Real Economy
We document the importance of covenant violations in transmitting bank health to nonfinancial firms using a new supervisory data set of bank loans. More than one-third of loans in our data breach a covenant during the 2008-09 period, providing lenders ...
Gabriel Chodorow-reich, Antonio Falato
semanticscholar +1 more source
A loan is probably the most important financial decision we make in life. In a time when lack of time affects us in every way, including financially, we can only appeal to specialists if we want fast, reliable and quality long-term services.
Adela IONESCU
doaj
FAKTOR-FAKTOR YANG MEMENGARUHI TINGKAT PENYALURAN KREDIT PADA BPR KONVENSIONAL DI INDONESIA
The global financial crisis has affected the banking condition in Indonesia, and the impact of this financial crisis has disturbed the banking financial performance.
Novyanti Nora Purba +2 more
doaj +1 more source
The Impact of Organizational Structure and Lending Technology on Banking Competition [PDF]
Recent theoretical models argue that a bank's organizational structure reflects its lending technology.A hierarchically organized bank will employ mainly hard information, whereas a decentralized bank will rely more on soft information.We investigate ...
Degryse, H.A., Laeven, L., Ongena, S.
core +4 more sources
DETERMINASI LOAN TO DEPOSIT RATIO PADA BANK CAMPURAN DI INDONESIA
Loan to Deposit Ratio menjadi indikator yang digunakan untuk pengukuran kesehatan bank yakni berkaitan dengan aspek likuiditas. Pengukuran LDR dilakukan dengan membandingkan total kredit disalurkan dengan jumlah dana pihak ketiga.
I Gusti Agung Prabandari Tri Putri +1 more
doaj
Identification of a Loan Supply Function: A Cross-Country Test for the Existence of a Bank Lending Channel [PDF]
Using the theoretical predictions of the Bernanke-Blinder (1988) model, we seek to examine the existence of a bank lending channel through the empirical identification of a loan supply function and to assess the impact of differential bank ...
Matthaios D. Delis +1 more
core
ANALISIS PERBANDINGAN KINERJA KEUANGAN BANK KONVENSIONAL DAN BANK SYARIAH
Penelitian ini bertujuan untuk menganalisis perbandingan kinerja keuangan Bank Konvensional dan Bank Syariah. Metode pengambilan sampel yang digunakan yaitu teknik purposive sampling artinya memilih sampel dilakukan dengan kriteria tertentu. Sampel dalam
Yudiana Febrita Putri +2 more
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