Bank Valuation and Its Connections with the Subprime Mortgage Crisis and Basel II Capital Accord
The ongoing subprime mortgage crisis (SMC) and implementation of Basel II Capital Accord regulation have resulted in issues related to bank valuation and profitability becoming more topical ...
C. H. Fouche +3 more
doaj +1 more source
Financial consolidation and liquidity: prudential regulation and/or competition policy? [PDF]
A model of loan rate competition with liquidity provision by banks is used to study bank mergers. Both loan rate competition and liquidity needs are seen to be "localised" phenomena.
Patrick Van Cayseele
core
Competition in mortgage markets: the effect of lender type on loan characteristics [PDF]
This article examines how competition among lenders affects mortgage loan characteristics. The author finds that, on average, banks issue safer mortgages than independent mortgage banks.
Richard J. Rosen
core +2 more sources
Bank competition and financial stability [PDF]
Under the traditional"competition-fragility"view, more bank competition erodes market power, decreases profit margins, and results in reduced franchise value that encourages bank risk taking.
Berger, Allen N. +2 more
core
Bank loan information and information asymmetry in the stock market: evidence from China. [PDF]
Ye Y, Wang Y, Yang X.
europepmc +1 more source
Short-, Mid-, and Long-Term Epidemiological and Economic Effects of the World Bank Loan Project on Schistosomiasis Control in the People's Republic of China. [PDF]
Li Q +5 more
europepmc +1 more source
Relationship Lending within a Bank-based System: Evidence from European Small Business Data [PDF]
This paper adds to the relationship lending debate by investigating detailed contract information obtained from examining nearly eighteen thousand bank loans.
Hans Degryse, Partick Van cayseele
core +3 more sources
Analisis Penyajian Laporan Keuangan Sektor Ukm Berbasis Standar Lembaga Permodalan Perbankan
Lower access to bank because UKM can’t make financial statement suitable with bank standards. Therefore this research will descript financial statement of UKM and explain many constraints for UKM to compiling financial statement suitable standard in bank.
Susi Handayani
doaj +1 more source
This paper exploits the 1990 change in capital adequacy regulations to construct more powerful tests of capital and earnings management effects on bank loan loss provisions. We find strong support for the hypothesis that loan loss provisions are used for
Anwer S. Ahmed +2 more
semanticscholar +1 more source
Demand and Supply Side Variables and Housing Sector in Iran [PDF]
The purpose of this paper is to examine the relationship between bank loan rate and housing prices in Iran. For this purpose, some VAR models have been applied, using the following variables: real loan rate, money supply (including the high powered money
Amir Reza Soori +2 more
doaj

