Results 81 to 90 of about 1,735,490 (235)
STRATEGI PENGELOLAAN NON PERFORMING LOAN (NPL) BANK UMUM YANG GO PUBLIC
Penelitian ini bertujuan untuk menganalisis pengaruh capital adequacy ratio, total aset, loan to deposit ratio, kualitas aktiva produktif dan biaya operasional terhadap pendapatan operasional terhadap non performing loan pada Bank Umum di Bursa Efek ...
Selamet Riyadi +2 more
doaj +1 more source
On the Profitability and Cost of Relationship Lending [PDF]
We provide evidence on the costs and profitability of relationship lending by banks. We derive bank-specific measures of loan rate smoothing for small business borrowers in response to exogenous shocks to their credit risk and to interest rates, and then
Loretta J. Mester, Mitchell Berlin
core
The most important policy instruments of the Bundesbank and of the coming European Central Bank involve lending to domestic credit institutions. In this monetary setup, banks use short-term central bank credits extensively in order to refinance long-term loans to the public, which makes them vulnerable to sudden monetary policy changes.
Mitusch, Kay, Nautz, Dieter
openaire +2 more sources
Risk Management, Capital Structure and Lending at Banks [PDF]
We test how active management of bank credit risk exposure through the loan sales market affects capital structure, lending, profits, and risk. We find that banks that rebalance their C&I loan portfolio exposures by both buying and selling loans – that ...
A. Sinan Cebenoyan, Philip E. Strahan
core
Bank Control and the Number of Bank Relations of Japanese Firms [PDF]
We explore the determinants of the number of long-term bank relations of listed Japanese firms using a unique data set covering the period 1982-1999.
Elmer Sterken +2 more
core
Ag Bankers -- Today and Tomorrow [PDF]
A survey of 401 Iowa bank executives was conducted in October 2008. We received 106 valid responses. The survey requested information on expected loan growth and staffing levels for agricultural credit professionals over the next decade.
Gaul, Michael, Jolly, Robert W.
core
Why do (or did?) banks securitize their loans? Evidence from Italy [PDF]
This paper investigates the ex-ante determinants of bank loan securitization by using different econometric methods on Italian individual bank data from 2000 to 2006. Our results show that bank loan securitization is a composite decision.
Edoardo Tagliaferri +1 more
core
Loan Market Competition and Bank Risk-Taking [PDF]
Recent literature (Boyd and De Nicoló, 2005) has argued that competition in the loan market lowers bank risk by reducing the risk-taking incentives of borrowers.
Wagner, W.B.
core +1 more source
Loans to Japanese borrowers [PDF]
Though the Japanese banking system has been the focus of numerous empirical studies, there is scant empirical evidence on the characteristics of loan contracts between Japanese firms and their banks.
David C. Smith
core
Credit Supply versus Demand: Bank and Firm Balance-Sheet Channels in Good and Crisis Times [PDF]
: Banking crises involve periods of persistently low credit and economic growth. Banks’ balance sheets are then weak but so are those of non-financial corporate borrowers.
Jimenez Porras, G. +3 more
core +1 more source

