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Bank profitability during recessions

Journal of Banking & Finance, 2010
This paper contributes to the literature on the relation between bank profitability and economic activity. When allowing for stronger co-movement of bank profit with economic activity during deep recessions, we find a much larger impact of output growth on bank profitability than commonly found in the literature.
Wilko Bolt   +4 more
openaire   +2 more sources

The Persistence of Bank Profit [PDF]

open access: possibleSSRN Electronic Journal, 2011
This paper examines the strength of competition in 65 national banking industries. Country level dynamic panel estimates of the persistence of bank profit are reported and compared. The persistence of bank profit appears to be weaker for banks in developing countries than for those in developed countries. Persistence is relatively high in North America
John Goddard   +3 more
openaire   +1 more source

Stress testing bank profitability

Journal of Risk Management in Financial Institutions, 2013
A defining difference of macro-style stress testing is the explicit consideration of profitability dynamics in the stress scenario. Traditional stress testing had focused almost exclusively on losses only, but a complete assessment of capital adequacy under stress must take into account not just the balance sheet but also the income statement.
Til Schuermann   +2 more
openaire   +1 more source

Financial Advice and Bank Profits

The Review of Financial Studies, 2018
We use a unique data set from a large retail bank containing internal managerial Accounting data on revenues and costs per client to analyze how banks and their financial advisors generate profits with customers. We find that advised transactions are associated with higher profits than independently executed trades of the same client.
Hoechle, Daniel   +3 more
openaire   +7 more sources

Federal Reserve Bank Membership: Effects on Bank Profits

Journal of Money, Credit and Banking, 1980
MANY BANKS HAVE BEEN LEAVING the Federal Reserve System in recent years. The proportion of banks in the Federal Reserve has been declining since the 1940s, but the exodus has been accelerating recently. This action reflects belief by bankers that they sacrifice profits by being Fed members.
Gilbert, R Alton, Rasche, Robert H
openaire   +1 more source

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