Forecasting bank credit ratings [PDF]
Purpose – This study aims to present an empirical model designed to forecast bank credit ratings using only quantitative and publicly available information from their financial statements. For this reason, the authors use the long-term ratings provided by Fitch in 2012.
Gogas, Periklis +2 more
openaire +3 more sources
Credit derivatives and bank credit supply [PDF]
Credit derivatives are the latest in a series of innovations that have had a significant impact on credit markets. Using a micro data set of individual corporate loans, this paper explores whether use of credit derivatives is associated with an increase in bank credit supply.
openaire +3 more sources
Credit Expansions and Financial Crises: The Roles of Household and Firm Credit [PDF]
The literature has identified credit expansions to the private sector as an important predictor of financial crises in developing countries. We extend the literature by decomposing credit into credit extended to households and credit extended to firms ...
Berrak Buyukkarabacak, Neven T. Valev
core +1 more source
Islamic Banking Existence and Domestic Credit: Study at Seven Countries
This paper empirically investigates the determinants of domestic credit across a wide range of 7 countries; these are United Kingdom, Malaysia, Egypt, Kuwait, Qatar, Bahrain and Indonesia.
Hamdan Yuafi, Anton Bawono
doaj +1 more source
Market Concentration and Risk-Taking in Banking Sector Listed on Indonesian Stock Exchange
The financial institution roles as the bank credit distribution. According to the banking surveys in Indonesia, it indicates that new credit growth has been strengthened. The increasing of credit led to increase the level of risk taking by banks that its
Elliv Hidayatul Lailiyah +2 more
doaj +1 more source
The Contribution of Digital Credit Uprising on Banking Performance in Tanzania: A Case of NMB Agency in Dodoma City [PDF]
As digital technology continues transforming the banking sector, the digital credit revolution is also becoming attractive in Africa and worldwide. Digital credit is a service that provides instant short-term loans offered via mobile money, especially in
Josephine Churk, Winfrida Sayi
doaj +1 more source
A cross-impact analysis of the bank payment card market parameters and non-financial sectors’ indicators in the Ukrainian economy [PDF]
In Ukraine, card payment systems develop at a rate similar to that of modern digital payment instruments in most European countries. The purpose of the paper is to establish interdependence and explain the nature of changing situations in the market of ...
Aleksey Mints +4 more
doaj +1 more source
Analysis of Funding, Resource Allocation and Bad Loan Collections Frameworks (Case Study: 5 Selected Islamic Countries: Iran, Malaysia, Pakistan, Jordan and Bahrain) [PDF]
In this study, to enhance the capacity of Islamic banking in the country with an emphasis on religious learnings and using nearly half a century of banking experience and financial institutions in the world to examine the experience of Islamic banks in ...
Reza Memar Esfahani +2 more
doaj
Why have credit variables taken centre stage in predicting systemic banking crises?
In this paper, we investigate the growing prominence of credit in the systemic banking crisis prediction literature. Through the application of the signal extraction model and multivariate probit panel regression, we evaluate the performance of the ...
Dooneshsingh Audit, Nafis Alam
doaj +1 more source
P2P lending and banking credit for MSMEs and Non-MSMEs after COVID-19 pandemic: Does it matter? [PDF]
This paper proposes an original view to determine the effect of P2P loans on MSME and non-MSME bank loans after the COVID-19 pandemic as a whole and then focuses on the island of Java (more developed areas) and outside Java (areas which are ...
Cliff Kohardinata +5 more
doaj +1 more source

