Results 11 to 20 of about 9,121 (169)
Credit derivatives and bank credit supply [PDF]
Journal of Financial Intermediation, 2008 Credit derivatives are the latest in a series of innovations that have had a significant impact on credit markets. Using a micro data set of individual corporate loans, this paper explores whether use of credit derivatives is associated with an increase in bank credit supply.
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The Contribution of Digital Credit Uprising on Banking Performance in Tanzania: A Case of NMB Agency in Dodoma City [PDF]
International Journal of Management, Accounting and EconomicsAs digital technology continues transforming the banking sector, the digital credit revolution is also becoming attractive in Africa and worldwide. Digital credit is a service that provides instant short-term loans offered via mobile money, especially in
Josephine Churk, Winfrida Sayi
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Bank Standalone Credit Ratings [PDF]
SSRN Electronic Journal, 2019 We study a unique experiment to examine the importance of rating agencies' private information for bank shareholders. On July 20, 2011, Fitch Ratings refined their bank standalone ratings, which measure intrinsic financial strength, from a 9-point to a 21-point scale.
Ongena, Steven +2 more
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Banks' Credit Losses and Lending Dynamics [PDF]
SSRN Electronic Journal, 2021 Using detailed data of all German banks, we find that banks which have suffered heavy credit losses reduce their corporate lending business by 1.32 euro for each euro lost; with 95% confidence, the effect is between 0.85 and 1.80 euros. This sensitivity is in line with (quite heterogeneous) results of earlier studies but significantly lower than those ...
Raupach, Peter, Memmel, Christoph
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A cross-impact analysis of the bank payment card market parameters and non-financial sectors’ indicators in the Ukrainian economy [PDF]
Banks and Bank Systems, 2022 In Ukraine, card payment systems develop at a rate similar to that of modern digital payment instruments in most European countries. The purpose of the paper is to establish interdependence and explain the nature of changing situations in the market of ...
Aleksey Mints +4 more
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Banks Credit and Productivity Growth [PDF]
SSRN Electronic Journal, 2017 Financial institutions are key to allocate capital to its most productive uses. In order to examine the relationship between productivity and bank credit in the context of different financial market set-ups, we introduce a model of overlapping generations of entrepreneurs under complete and incomplete credit markets.
Hassan, Fadi +2 more
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Why have credit variables taken centre stage in predicting systemic banking crises?
Latin American Journal of Central Banking, 2022 In this paper, we investigate the growing prominence of credit in the systemic banking crisis prediction literature. Through the application of the signal extraction model and multivariate probit panel regression, we evaluate the performance of the ...
Dooneshsingh Audit, Nafis Alam
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Forecasting bank credit ratings [PDF]
The Journal of Risk Finance, 2014 Purpose – This study aims to present an empirical model designed to forecast bank credit ratings using only quantitative and publicly available information from their financial statements. For this reason, the authors use the long-term ratings provided by Fitch in 2012.
Gogas, Periklis +2 more
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P2P lending and banking credit for MSMEs and Non-MSMEs after COVID-19 pandemic: Does it matter? [PDF]
Decision Science LettersThis paper proposes an original view to determine the effect of P2P loans on MSME and non-MSME bank loans after the COVID-19 pandemic as a whole and then focuses on the island of Java (more developed areas) and outside Java (areas which are ...
Cliff Kohardinata +5 more
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Bank Credit and Business Networks [PDF]
SSRN Electronic Journal, 2011 We construct the topology of business networks across the population of firms in an emerging economy, Pakistan, and estimate the value that membership in large yet diffuse networks brings in terms of access to bank credit and improving financial viability. We link two firms if they have a common director.
Mian, Atif +2 more
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