Results 51 to 60 of about 9,121 (169)

Credit from the Monopoly Bank

open access: yes, 2017
We establish that a monopoly bank never uses collateral as a screening device. A pooling equilibrium always exists in which all borrowers pay the same interest rate and put zero collateral. Absence of screening leads to socially inefficient lending in the sense that some socially productive firms are denied credit due to excessively high interest rate.
Lengwiler, Yvan, Rishabh, Kumar
openaire   +2 more sources

Role of Islamic Banking and Conventional Against Poverty with The Dual Banking System

open access: yesMimbar, 2016
Islamic banking in Indonesia is present in a dual banking system. Islamic banking is expected to contribute more in the process of economic development and improving people’s welfare.
Iwan Setiawan
doaj  

THE RELATIONSHIP BETWEEN BANKING RISKS UNDER THE CRISIS: EMPIRICAL ASSESSMENT POST-SOVIET COUNTRIES DATA

open access: yesФінансово-кредитна діяльність: проблеми теорії та практики
The study aims to substantiate the mutual influence of banking risks during the financial crisis by the empirical assessment of data from post-Soviet countries.
Любош Сібак   +4 more
doaj   +1 more source

Sectoral Concentration in Loans and Credit Risk: An Examination by Company Accounts in Turkey

open access: yesMehmet Akif Ersoy Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi
This study examines the impact of sectoral concentration on credit default risk, drawing from economic theory and portfolio management principles, utilizing the Turkish aggregated sector-level data and banking data from 2009 to 2022.
Elif Acar, Arzu Şahin
doaj   +1 more source

Narrative of the Study of Credit Management Policies in the Islamic Banking Industry (The Case Study of Small and Medium Businesses) [PDF]

open access: yesتحقیقات مالی اسلامی (پیوسته)
1. Introduction and ObjectiveCredit guidance in financing small and medium-sized businesses (SMBs) plays a pivotal role in transforming and strengthening the production sector of any country.
Seyed Mohammad Sadr Tabatabaei   +1 more
doaj   +1 more source

Agricultural Credit Banks [PDF]

open access: yesJournal of the Royal Statistical Society, 1896
n ...
openaire   +1 more source

ANALISA PENGARUH GIRO DAN DEPOSITO SEBELUM DAN SETELAH DIKELUARKANNYA PAKTO 1988 DI INDONESIA

open access: yesJurnal Ekonomi Pembangunan
This research is intended to analyze the effect between demand deposits and time deposits against banking credit dispensasion in Indonesia, on the period of pre-annouced and post­ announced the October Deregulation Package 1988.
Muhammad Umar Nuh   +2 more
doaj   +1 more source

The Rapid Rate of Growth of Non-government Credit in 2004-2008 vs lowering the Lending Standards – a Major Impact on the Romanian Banking System Stability [PDF]

open access: yesAnnals of Dunarea de Jos University. Fascicle I : Economics and Applied Informatics, 2015
The "subprime" credit crisis started in 2007 in the USA was the most eloquent example of the fact that stability and proper functioning of the banking system of a country is essential.
Ramona Mariana Calinica
doaj  

Multi-Country Study of Bank Credit Risk Determinants

open access: yesThe International Journal of Banking and Finance, 2008
This paper presents fresh findings about key determinants of credit risk of commercial banks in emerging economy banking systems compared with developed economies.
Nor Hayati Ahmad, Mohamed Ariff
doaj  

ANALYSIS OF DYNAMICS OF ASSETS OF THE BANKING SECTOR OF THE RUSSIAN FEDERATION AND IT’S INFLUENCE ON EFFICIENCY OF CONTACT SUPERVISION OF THE CENTRAL BANK OF RUSSIA

open access: yesВестник университета, 2019
The article analyzes the dynamics of assets of the banking sector of the Russian Federation and further impact on the efficiency of contact supervision of the Bank of Russia.
F. Shogenova
doaj  

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