Results 11 to 20 of about 5,331 (163)
Reform of the supervision over banks in the European Union – banking union
Acta Universitatis Lodziensis. Folia Oeconomica, 2015 The article describes the concept of creating a banking union. It analyses the structure of each of its pillars as well as their evolution during the negotiations amongst Member States. The author also describes the attitude of Poland towards the project
Klaudia Zielińska
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Macroprudential aspects of the Banking Union [PDF]
Finance, Markets and Valuation, 2019 The present document addresses the main macroprudential aspects of the Banking Union, that arose as a reply to the European sovereign debt crisis. After the Great Recession, at international level, a certain consensus was reached regarding the necessity
López Fernández, Urbano
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Consumer's characteristics and attitudes towards organic food products in times of Covid-19 pandemic [PDF]
Ekonomika Poljoprivrede (1979), 2022 The pandemic caused by the Covid-19 virus significantly affected the consumers' behavior. The subject of the paper is to analyze the consumer characteristics, the consumer attitudes towards organic food products, as well as the changes in the consumer ...
Vapa Tankosić Jelena +2 more
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Applying Artificial Intelligence in the Digital Transformation of Banking Sector
Proceedings, 2023 This paper presents the process of digital transformation of banking sector aiming to emphasize the impact of applying artificial intelligence in order to enable chatbot customer service, robo advice, predictive analytics, cybersecurity, as well as ...
Sonja D. Radenković +2 more
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Impact of the COVID-19 Crisis on the Demand for Digital Goods and Services in Serbia
Proceedings, 2023 The main goal of the paper is to examine whether the COVID-19 crisis has changed the “usual” pattern of consumer behavior. The analysis was conducted on the basis of samples of 6354 and 6108 Serbian households for 2019 and 2021.
Hasan Hanic +2 more
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Banks' Risk-Taking within a Banking Union [PDF]
SSRN Electronic Journal, 2021 Abstract We study the relationship between banks’ size and risk-taking in the context of supranational banking supervision. Consistently with theoretical work on banking unions and in contrast to analyses emphasising incentives underpinned by the too-big-to-fail effect, we find an inverse relationship between banks’ size and non-performing loan ...
Matteo Farnè, Angelos Vouldis
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Impact of internal remittance on households' use of bank services: evidence from Vietnam [PDF]
Journal of Economics Finance and Administrative Science, 2022 Purpose – This study estimates impact of remittances from internal migration on households' use of bank services in Vietnam. Design/methodology/approach – This study uses data from the Vietnam Household Living Standards Survey and the two-stage least ...
Thu Thi Hoai Nguyen +3 more
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CURRENCY UNION WITH OR WITHOUT BANKING UNION [PDF]
International Economic Review, 2018 AbstractWe build a symmetric two‐country monetary model with credit to study the interplay between currency integration and credit markets integration. The currency arrangement affects credit availability through default incentives. We capture credit markets integration by the extra cost incurred to obtain credit for cross‐border transactions and, with
Bignon, Vincent +2 more
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Currency Union with and Without Banking Union [PDF]
SSRN Electronic Journal, 2013 This paper analyzes a two-country model of currency, banks and endogenous default to study whether impediments to credit market integration across jurisdictions impact the desirability of a currency union. We show that when those impediments induce a higher cost for banks to manage cross-border credit compared to domestic credit, welfare may not be ...
Bignon, V., Breton, R., Rojas Breu, M.
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Supervisory Incentives in a Banking Union [PDF]
IMF Working Papers, 2016 We study the consequences for supervisors’ and banks’ behavior of a “hub-and-spokes” supervisory system where a centralized agency has authority over banks but relies on local supervisors to collect actionable information. The model entails a principal-agent problem between central and local supervisors that leads to tougher supervisory standards but ...
Elena Carletti +2 more
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