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Basel capital requirements, portfolio shift and bank lending in Africa [PDF]
ACRN Journal of Finance and Risk Perspectives, 2021 Bank lending is a major source of income for a bank. Compliance with higher Basel capital requirements (CAR) portends serious implication for distribution of loan portfolio across different sectors. The objective of the study is to examine African banks’
Damilola Oyetade +2 more
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Investigating the Simultaneous Implementation of the Regulatory Capital and Liquidity Requirements in Iranian Banks [PDF]
Faslnāmah-i Pizhūhish/Nāmah-i Iqtisādī, 2021 The financial crisis of 2007-2009 led to the redoubled attention of international institutions to the issue of banking regulation. In this regard, the Basel Committee to exercise effective banking supervision reviewed and introduced new standards and ...
Reza Tehrani +3 more
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Impact of the Basel IV framework on securitization and performance of commercial banks in South Africa [PDF]
Banks and Bank Systems, 2020 Securitization has been used as a tool for bank funding, liquidity, risk management, and performance for over two decades. However, securitization activities were negatively affected by the recent financial crises, which led to stricter regulations of ...
Damilola Oyetade +2 more
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The determinant of African banks’ capital structure: Basel III Accord or bank-specific factors?
Journal of Economic and Financial Sciences, 2022 Orientation: The decision to have an optimum mix of capital structure is an issue of concern for financial service firms as much as other firms. Research purpose: The study investigated the impact of the Basel III regulatory requirements and other bank ...
Ayodeji M. Obadire +2 more
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Loan pricing under Basel capital requirements [PDF]
Journal of Financial Intermediation, 2004 Abstract We analyze the loan pricing implications of the reform of bank capital regulation known as Basel II. We consider a perfectly competitive market for business loans where, as in the model underlying the internal ratings based (IRB) approach of Basel II, a single risk factor explains the correlation in defaults across firms.
Repullo, Rafael, Suarez, Javier
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The Impact of Changes in Basel Capital Requirements on the Resilience of African Commercial Banks
Scientific Annals of Economics and Business, 2022 Focusing on a panel sample of 41 commercial banks over the period of 2000-2018, this study examined the effect of capital adequacy on the resilience of commercial banks in Africa under changing Basel levels (II, III, and the proposed Basel IV). The study
Damilola Oyetade +2 more
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THE INFLUENCE OF BASEL III ON ISLAMIC BANK RISK
Journal of Islamic Monetary Economics and Finance, 2023 This paper investigates the impact of bank regulatory capital on Islamic bank risk using bank-level data from 29 countries covering the period from 2004 to 2020.
Xiaoling Ding, Razali Haron, Aznan Hasan
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Bank Safety Under Basel II Capital Requirements [PDF]
SSRN Electronic Journal, 2009 We consider the impact of mandatory information disclosure on bank safety in a spatial model of banking competition in which a bank s probability of success depends on the quality of its risk measurement and management systems. Under Basel II capital requirements, this quality is either fully or partially disclosed to market participants by the Pillar ...
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US Basel III Final Rule on banks’ capital requirements: A different-size-fits-all approach
PSL Quarterly Review, 2014 The US Basel III Final Rule was issued by the Banking Agencies (Fed, OCC and FDIC) in July 2013. The Rule implements the international Basel III framework defined by the Basel Committee on Banking Supervision and represents a major overhaul of the US ...
Rainer Masera
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Basel IV implementation: a review of the case of the European Union [PDF]
Journal of Capital Markets Studies, 2020 Purpose – Introducing radical changes to the methodologies for the determination of capital requirements, the final stage of the Basel III standards, which is referred to as “Basel IV” by the industry, will be a significant challenge for the global ...
Mete Feridun, Alper Özün
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