Results 21 to 30 of about 5,131 (137)
The Insurance Market in Romania Motor Thrid Party Liability Insurance: Communication on Developments, Risks, Challenges and Perspectives [PDF]
Revista de Studii FinanciareThe risks faced by the Romanian insurance market are significant and come from both the difficult global context and the internal dynamics. Paradoxically, however, the underdevelopment of the market, especially in the life insurance sector, and the ...
Cecilia Ciocîrlan +2 more
doaj +1 more source
BarekengMotor vehicle usage in Indonesia ranks among the highest globally, reaching approximately 141,992,573 units. The growing variety and number of automobiles contribute significantly to traffic congestion and heightened risks to public safety.
Seftina Diyah Miasary +2 more
doaj +1 more source
Bonus–malus systems with different claim types and varying deductibles
Modern Stochastics: Theory and Applications, 2017 The paper deals with bonus–malus systems with different claim types and varying deductibles. The premium relativities are softened for the policyholders who are in the malus zone and these policyholders are subject to per claim deductibles depending on ...
Olena Ragulina
doaj +1 more source
Estimating the Effect of a Change in Insurance Pricing Regime on Accidents with Endogenous Mobility [PDF]
, 2007 In this paper, we estimate the impact of introducing a bonus-malus system on the probability of having automobile accidents, taking into account contract duration or the client mobility between insurers.
Dionne, Georges, Dostie, Benoit
core +1 more source
Dynamic Pricing Models for Automobile Insurance [PDF]
Financial Markets, Institutions and RisksThe accurate pricing of automobile insurance remains a critical challenge, particularly in markets where traditional models fail to capture risk heterogeneity.
Lynda Ait Bachir +2 more
doaj +1 more source
The Cost of Legal Restrictions on Experience Rating [PDF]
, 2020 We investigate the cost of legal restrictions on experience rating in auto and home insurance. The cost is an opportunity cost as experience rating can mitigate the problems associated with unobserved heterogeneity in claim risk, including mispriced ...
Barseghyan, Levon +3 more
core +1 more source
Українська система бонус-малус: оцінка жорсткості та порівняльний аналіз з системами інших країн [PDF]
, 2012 Розкрито сутність і призначення системи бонус-малус в автотранспортному страхуванні; охарактеризовано українську систему бонус-малус як систему з «відсутністю пам’яті»; проведено аналіз оцінки жорсткості системи за допомогою показника відносного ...
Сліпко, Ксенія Олександрівна
core +2 more sources
Special insurance systems for motor vehicle liability [PDF]
, 2013 Automobile insurance is a compulsory purchase for most drivers in Europe and the United States. Obviously, this obligation raises concerns about affordability and availability. To mitigate such problems, in most legal systems special facilities have been
De Mot, Jef, Faure, Michael
core +3 more sources
Optimal claim behaviour for third-party liability insurances or to claim or not to claim: that is the question [PDF]
, 1990 It is proved that the optimal decision rule to claim or not to claim for damage is of the form: ‘to claim for damage only if its amount exceeds a certain limit’.
Dellaert, N.P. (Nico) +2 more
core +3 more sources
Revue Francophone sur la Santé et les Territoires, 2015 Background – The relationship between the characteristics of the neighbourhoods where people live and health inequalities is now well documented.
Wahida Kihal +2 more
doaj +1 more source