Results 31 to 40 of about 5,131 (137)

Efisiensi Sistem Bonus Malus Sebagai Model Rantai Markov [PDF]

open access: yes, 2006
. Developed bonus malus system (BMS) is to make the premium paid by insured will be as closed as possible with expected occurrence of claim in every year basis. To study the efficiency of a BMS, we must previously observe the effect of claim frequency on
Supandi, S. (Supandi)
core  

MODELING OF BONUS-MALUS SYSTEM WITH FREQUENCY AND SEVERITY COMPONENTS.

open access: yesÌнформаційні технології в освіті, 2010
Bonus-Malus systems are widely used all over Europe and Asia. Each client of insurance company is determined to same class. According to this, insurance premium is defined.
O. Klesov
doaj  

Evaluating Transition Rules for Enhancing Fairness in Bonus–Malus Systems: An Application to the Saudi Arabian Auto Insurance Market

open access: yesRisks
A Bonus–Malus System (BMS) is a ratemaking mechanism used in insurance to adjust premiums based on a policyholder’s claim history, with the goal of segmenting risk profiles more accurately.
Asrar Alyafie   +2 more
doaj   +1 more source

Estimating the effect of a change in insurance pricing regime on accidents with endogenous mobility. [PDF]

open access: yes
In this paper, we estimate the impact of introducing a bonus-malus system on the probability of having automobile accidents, taking into account contract duration or the client mobility between insurers.
Benoit Dostie, Georges Dionne
core   +3 more sources

Аналіз показників якості функціонування системи «бонус-малус» на основі марківських моделей [PDF]

open access: yes, 2010
В статті розглядається задача аналізу системи «бонус-малус» в автомобільному страхуванні. З застосуванням негативної біноміальної моделі для розподілу числа страхових випадків проведене і досліджене моделювання зміни середнього рівня премій, величини ...
Любчик, Марія Леонідівна
core  

Bonus-Malus Systems with Two Component Mixture Models Arising from Different Parametric Families [PDF]

open access: yes, 2018
Two component mixture distributions defined so that the component distributions do not necessarily arise from the same parametric family are employed for the construction of Optimal Bonus-malus Systems (BMS) with frequency and severity components.
Frangos, N, Tzougas, G, Vrontos, S
core   +1 more source

Do Environmental Taxes and Green Electricity Matter for Environmental Quality? Fresh Evidence in France Based on Fourier Methods

open access: yesEnergies
The environment has generally served as the foundation and support of human existence and survival over the years through agricultural development, health supply, industrialization, and transportation.
Seyed Alireza Athari   +5 more
doaj   +1 more source

ROMANIAN COMPULSORY MOTOR THIRD PARTY LIABILITY INSURANCE IN 2010 AND THE PREDICTABLE FUTURE [PDF]

open access: yes
Insurance coverage is mandatory for the motor’s owners. Analyzing the condition of theinsurance market trough 2010, by the gross written insurance premiums and the losses compensationsin the same period, the study analyzes the Romanian bonus-malus system,
Aura Carmen Moga, Marius Dan Gavriletea
core  

Collusion Between Retailers and Customers: The Case of Insurance Fraud in Taiwan

open access: yesRisks
This study analyzes how the insurance distribution channel can affect insurance fraud. It uses econometric models that confirm the existence of claim manipulation as a form of insurance fraud, whereby policyholders circumvent the bonus–malus system and ...
Pierre Picard   +2 more
doaj   +1 more source

The future of securitization [PDF]

open access: yes, 2008
Securitization is a financial innovation that experiences a boom-bust cycle, as many other innovations before. This paper analyzes possible reasons for the breakdown of primary and secondary securitization markets, and argues that misaligned incentives ...
Franke, Günter, Krahnen, Jan Pieter
core   +2 more sources

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