Results 31 to 40 of about 19,284,641 (305)

Lending business models and FinTechs efficiency

open access: yesFinance Research Letters
The aim of the study is to analyse which managerial issues can be considered the main efficiency drivers for all Italian FinTechs engaged in lending. We measure their efficiency in the period 2020-2022 via Stochastic Data Envelopment Analysis. The main determinants seem to be ROA and cost-to-income ratio; this means that the ability to control both the
Francesca Pampurini   +2 more
openaire   +1 more source

Entropy‐Driven Design of Low‐Melting‐Point Alloys via Compositionally Complex Strategy

open access: yesAdvanced Engineering Materials, EarlyView.
Conventional low‐melting‐point alloys (LMPAs) are limited by a narrow compositional space and inherent property trade‐offs. This review presents an entropy‐driven design strategy that overcomes these limitations, ushering in a new class of low‐melting‐point compositionally complex alloys (LMCCAs).
Yinghui Shang   +6 more
wiley   +1 more source

Electrochromic Adaptive Solar Heater and Sub‐Ambient Passive Daytime Radiative Cooler

open access: yesAdvanced Materials, EarlyView.
An electrochromic Cu–Bi nanocluster device dynamically switches between solar heating and daytime sub‐ambient radiative cooling without mechanical motion. Defect‐activated graphene, minimized electrolyte loss, and pulse‐assisted reversible electrodeposition enable opposite solar and mid‐infrared modulation in one opaque platform, establishing a design ...
Chenxi Sui   +11 more
wiley   +1 more source

AUTOMATION OF BUSINESS PROCESSES AS A CONDITION FOR SMALL BUSINESS EFFICIENCY [PDF]

open access: yesВестник Алтайской академии экономики и права, 2020
АВТОМАТИИИА- БИНЕС - ПРО-ЕССОВ КАК УСЛОВИЕ ...
openaire   +1 more source

Processing‐Induced Performance Limits of Platinum Resistance Temperature Detectors for Reliable Organ‐On‐A‐Chip Sensing

open access: yesAdvanced Materials Interfaces, EarlyView.
The thermal budget imposed during oxide passivation is revealed as a key design parameter for Pt resistance temperature detectors in Organ‐on‐a‐Chip platforms. By establishing a direct processing–microstructure–device performance relationship, this work transforms an unavoidable fabrication step into a strategy for reliable integrated temperature ...
Gabriel M. Ferreira   +4 more
wiley   +1 more source

Durability of Soft Pneumatic Actuators: A Review and Benchmarking Protocol

open access: yesAdvanced Robotics Research, EarlyView.
Lack of durability is a key challenge hindering the broad scale adoption of soft pneumatic actuators (SPAs) in automation industries. This review provides a comprehensive overview of existing research on SPA durability, introduces a standardized durability benchmarking protocol to consolidate the testing of SPAs, and outlines promising directions for ...
Dickson Chiu Yu Wong   +2 more
wiley   +1 more source

EFFICIENCY OF INTELLECTUAL CAPITAL IN HOTEL BUSINESS

open access: yesTourism and hospitality management, 2009
The strategic goal of Croatia is ”to become a knowledge-based economy and society." However, many companies, which includes hotels as well, still do not have any idea of how to cope with the challenges imposed by knowledge economy in everyday business practice.
Pulic, Ante   +2 more
openaire   +2 more sources

Stage‐Adaptive Janus Microneedle System for Redox‐Immune Regulation and Mitochondrial Protection in Infected Diabetic Wound Healing

open access: yesAdvanced Science, EarlyView.
ABSTRACT Infected diabetic wounds are sustained by a vicious cycle of hyperglycemia‐driven bacterial infection, persistent oxidative stress, and excessive inflammation, which collectively disrupt the ordered progression of tissue repair. Here, we engineered a stage‐adaptive Janus microneedle patch (MN‐FeSAC‐PPE) to enable a staged therapeutic process ...
Mengting Yin   +13 more
wiley   +1 more source

Phase‐Resolved Dual Control of Phenol Photodissociation at the Air–Water Interface From Structure‐Resolved Statistics

open access: yesAdvanced Science, EarlyView.
Faster phenol photolysis at the air–water interface arises from two cooperative factors: a more favorable initial microenvironment for solvent‐side electron stabilization, which lowers CI access, and a more labile hydrogen‐bond network, which more readily reorganizes to stabilize the dark‐state intermediate.
Qiang Yin   +8 more
wiley   +1 more source

Report of the Energy Efficiency Board. 2013.

open access: yes, 2014
Annual; Began with 2010; ceased with 2011.; At head of title: Connecticut Energy Efficiency ...
Connecticut. Energy Efficiency Board.
core   +1 more source

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