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Capital Adequacy Regime in India: An Overview [PDF]
, 2007 In this paper we present an analytical review of the capital adequacy regime and the present state of capital to risk-weighted asset ratio (CRAR) of the banking sector in India. In the current regime of Basel I, Indian banking system is performing reasonably well, with an average CRAR of about 12 per cent, which is higher than the internationally ...
Mandira Sarma, Yuko Nikaido
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Capital Requirements, Capital Adequacy and Risk Management
SSRN Electronic Journal, 2000The Basle Committee is seeking to amend the 1988 Accord by introducing a new capital adequacy framework for credit institutions. The proposals, put forward in a consultative paper issued in June 1999 (A New Adequacy Framework), have been submitted for comments to the international banking industry.
Emilio Barone, Rainer Masera
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Currency Risk in Capital Adequacy
SSRN Electronic Journal, 2014In this paper we analyze currency risk for an insurance company in the context of capital adequacy. We discuss the difference between translation and structural currency risk and show how a zero-currency-risk benchmark can be chosen in a natural way. We show that by aggregating risk in a particular artificial currency, a currency basket, translation ...
Pablo Koch-Medina, Enrique Loubet
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Capital Adequacy: The Italian Experience
1990Economic doctrine has dealt extensively with the capital of credit institutions, emphasising its importance from various points of view, according to the different functions it fulfils. Already at the beginning of this century some economists, while not ascribing any significant role to capital in the conduct of business, pointed out its importance for
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2019
The primary function of capital is to support the bank’s operations, act as a cushion to absorb unanticipated losses and declines in asset values that could otherwise cause a bank to fail, and provide protection to uninsured depositors and debt holders in the event of liquidation.
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The primary function of capital is to support the bank’s operations, act as a cushion to absorb unanticipated losses and declines in asset values that could otherwise cause a bank to fail, and provide protection to uninsured depositors and debt holders in the event of liquidation.
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2007
Abstract Bungee jumpers, skydivers and Indy 500 drivers are in the business of taking risk. Bankers are in the business of managing risk. John D. Hawke Jr., US Comptroller of the Currency, 1999. Anybody with a knowledge of economic history will be familiar with runs on the bank, which have caused many unnecessary bank failures during ...
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Abstract Bungee jumpers, skydivers and Indy 500 drivers are in the business of taking risk. Bankers are in the business of managing risk. John D. Hawke Jr., US Comptroller of the Currency, 1999. Anybody with a knowledge of economic history will be familiar with runs on the bank, which have caused many unnecessary bank failures during ...
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A leverage ratio rule for capital adequacy
Journal of Banking & Finance, 2012Abstract This paper studies the economic foundations for maximum leverage ratio capital adequacy rules. The paper makes three contributions to the literature. First, we show how to determine the maximum leverage ratio such that the probability of insolvency is less than some predetermined quantity. Two, we show that a leverage ratio rule controls for
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2013
Established in 1974 by the central-bank governors of ten countries, the Basel Committee on Banking Supervision (“the Committee”) meets four times a year to discuss banking supervision and related matters. The Basel Committee formulates broad supervisory standards, and provides guidelines and recommendations for the prudential supervision of banking ...
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Established in 1974 by the central-bank governors of ten countries, the Basel Committee on Banking Supervision (“the Committee”) meets four times a year to discuss banking supervision and related matters. The Basel Committee formulates broad supervisory standards, and provides guidelines and recommendations for the prudential supervision of banking ...
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Capital Adequacy and Recoveries From Failed Banks
The Journal of Finance, 1975THE ROLE OF CAPITAL in preventing bank failures and the use of capital adequacy measures in predicting bankruptcies have been subject to extensive discussion in the literature.' One aspect of this subject that has received less attention is the role of capital after a bank does fail.
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Capital Adequacy of Financial Enterprises
SSRN Electronic Journal, 2011Financial entities commonly go bankrupt with disastrous consequences for individuals and society These consequences arise since bankrupt limited liability company is not responsible for losses exceeding its financial resources. Such losses are carried by unsecured creditors or, in the case of insurance companies, policy holders.
Piet De Jong, Dilip B. Madan
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