Results 261 to 270 of about 825,638 (283)

The Solvency Capital Requirement

2014
This chapter provides a deep analysis of the first pillar of the European regulatory framework on capital requirements for the insurance industry and has six main goals: describing the principles for the assessment of insurers’ assets, liabilities, and own funds according to the first pillar of Solvency II (Directive 2009/138/EC), and in order to
Maria Grazia Starita, Irma Malafronte
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Bank Capital Requirements, Capital Structure and Regulation

Journal of Financial Services Research, 2012
This paper studies the impact of capital requirements, deposit insurance and franchise value on a bank’s capital structure. We find that properly regulated banks voluntarily choose to maintain capital in excess of the minimum required. Central to this decision is both firm franchise value and the ability of regulators to place banks in receivership ...
Stephen L. Ross, John P. Harding, Xiaozhong Liang   +2 more
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Capital Requirements, Capital Adequacy and Risk Management

SSRN Electronic Journal, 2000
The Basle Committee is seeking to amend the 1988 Accord by introducing a new capital adequacy framework for credit institutions. The proposals, put forward in a consultative paper issued in June 1999 (A New Adequacy Framework), have been submitted for comments to the international banking industry.
Emilio Barone, Rainer Masera
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The Costs and Benefits of Bank Capital Requirements

SSRN Electronic Journal, 2017
Since the immediate aftermath of the 2007–2009 financial crisis, several studies have produced estimates of the short-term and long-term impact of increases in bank regulatory capital on bank lending and real activity. As documented in BCBS (2016), earlier studies concluded that permanent and significant increases in capital requirements would result ...
Gianni De Nicolo, Gianni De Nicolo
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Capital Requirements and Credit Rationing

SSRN Electronic Journal, 2011
This paper analyzes the trade-off between financial stability and credit rationing that arises when increasing capital requirements. It extends the Stiglitz-Weiss model of credit rationing to allow for bank default. Bank capital structure then matters for lending incentives.
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Macroprudential Capital Requirements and Systemic Risk

SSRN Electronic Journal, 2010
In the aftermath of the financial crisis, there is interest in reforming bank regulation such that capital requirements are more closely linked to a bank’s contribution to the overall risk of the financial system. In our paper we compare alternative mechanisms for allocating the overall risk of a banking system to its member banks.
Céline Gauthier, Alfred Lehar, Moez Souissi   +2 more
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Taking capital requirements into account

New Directions for Higher Education, 1982
AbstractAdoption of a consistent capital charge policy provides a sounder basis for financial evaluation and demonstrates to management and to funding sources the extent to which institutions of higher education are using up their capital.
Geoffrey C. Hughes, G. Richard Wynn, Hans H. Jenny   +2 more
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The ES for estimating capital requirement

Journal of Computer Science and Technology, 1989
In this paper, an expert system for estimating capital requirement is briefly illustrated, including the essential construction of the simulation model. Then various factors which have impact on the manager’s decision making, the details of the program using the GURU environment, and the major roles of the human experts and the knowledge engineer are ...
Andrew B. Whinston, Y. D. Tse, Xueli Yu
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Capital Requirements and Asset Prices

SSRN Electronic Journal, 2015
We consider a pure-exchange general equilibrium economy populated by investors with heterogeneous preferences and beliefs. The investors receive labor incomes, which are not fully pledgeable, and can potentially default on their risky positions unless their asset holdings are collateralized.
Georgy Chabakauri, Brandon Yueyang Han
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Management with Capital Requirements

2001
In this article te objectives of the capital requirement system are discussed which should provide a guide in establishing overall strategies, and a tool for measuring the impact on operations and the financial position of a company.
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