Results 51 to 60 of about 1,535,622 (212)
Why do banks hold capital in excess of regulatory requirements? A functional approach [PDF]
This paper provides an explanation for the observation that banks hold on average a capital ratio in excess of regulatory requirements. We use a functional approach to banking based on Diamond and Rajan (2001) to demonstrate that banks can use capital ...
Diemo Dietrich, Uwe Vollmer
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Credit Risk and Capital Requirements for the Portuguese Banking System [PDF]
In this study, an assessment of the impact of Basel II capital requirement rules driven by credit risk of non-financial firms is performed. Intervals of variation for the risk drivers are established such that capital requirements for firms' credit risk ...
Ana Lacerda, Paula Antão
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Monitoring pro-cyclicality under the capital requirements directive : preliminary concepts for developing a framework [PDF]
This paper provides an overview of the questions that will need to be addressed in order to determine whether increased cyclicality in capital requirements will exacerbate the pro-cyclicality in the financial system.
Nancy Masschelein
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Capital Regulation and Bank Risk-Taking Behavior: Evidence from Pakistan
International Journal of Financial Studies, 2016 In response to the global financial crisis of 2007–2009, risk-based capital requirements have been reinforced in the new Basel III Accord to counter excessive bank risk-taking behavior.
Badar Nadeem Ashraf +2 more
doaj +1 more source
The Behavior of Banks under the Deposit Insurance and Capital Requirements [PDF]
Deposit insurance and capital requirements are two focuses in banking literature. Many researchers criticize these two important schemes using moral hazard theory: Under the protection of the deposit insurance, banks have incentive to take deposits as ...
Xiaozhong Liang
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Regulating financial conglomerates [PDF]
, 2007 We investigate the optimal regulation of financial conglomerates which combine a bank and a non-bank financial institution. The conglomerate’s risk-taking incentives depend upon the level of market discipline it faces, which in turn is determined by the
Alan D. Morrison +63 more
core +1 more source
Modeling Two Macro Policy Instruments - Interest Rates and Aggregate Capital Requirements [PDF]
We present a simple neoclassical model to explore how an aggregate bank-capital requirement can be used as a macroeconomic policy tool and how this additional tool interacts with monetary policy.
Hans Gersbach, Volker Hahn
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Optimal capital adequacy ratios for banks
Latin American Journal of Central BankingIn this paper, we analyse the appropriate capital adequacy ratio for banks from a socio-economic perspective. More equity capital in banks can contribute to financial stability by reducing the risk of costly banking crises, but lending may become more ...
Henrik Andersen, Ragnar Enger Juelsrud
doaj +1 more source
المجلة الدولية للأداء الاقتصادي, 2023 This paper focuses on one of the components of the working capital requirements, the receivables item, an essential asset in the optimization of working capital requirements.
KADDOUR KHIR, RANIA DAT
doaj
Debt financing the capital requirements of informal market traders
South African Journal of Economic and Management Sciences, 2010 This paper describes a case study undertaken to determine whether formal sector personal debt financing might contribute to the funding of South African informal market traders.
Derek Schraader +2 more
doaj +1 more source