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Points systems for car insurance
Insurance: Mathematics and Economics, 1986Abstract Some data on car insurance premiums charged to 120 categories of customer, arranged in a 5×4×3×2 table, has been analysed. A method similar to analysis of variance was used to find how closely the data could be reproduced by additive combinations of parameters from the four dimensions, the unusual feature was that these parameters were ...
T.P. Hutchinson, S. Rowell
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CAR INSURANCE – ENGINE FOR THE ROMANIAN INSURANCE MARKET [PDF]
Theoretical and Applied Economics, 2013 The paper presents the evolution of risk underwriting for the general insurance and motor insurance by the insurance companies with insurance activity in Romania during 2007 until 2012. In the analyzed period we have noted an increase and then a decrease in the risk underwriting value for all the classes of general insurance. During this period, within
Gherasim Solovestru Domide +1 more
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Insurance Domain—Car Insurance
2019In this chapter, you will learn how the Corda distributed ledger can be used to cut downtime, cost, and middlemanship in vehicle insurance workflows, bringing transparency and expediting business processes.
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Smart Contract-Based Car Insurance Policies
2018 IEEE Globecom Workshops (GC Wkshps), 2018Processes in the insurance economy are often cumbersome and expensive because of the inherently opposing interests of insurers and customers. Smart contracts bear a large potential to simplify these processes and thereby reduce costs. In this paper, we present CAIPY, our smart contract-based ecosystem for simple and transparent car insurance. In CAIPY,
Lennart Bader +3 more
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Theoretical and Applied Economics, 2015 Insurance and Reinsurance Market in Romania has continued to decline both in nominal terms and in real terms, the evolution being influenced by the events and trends of the external financial markets. Of the total gross net retained premiums for general insurance, the largest share was owned by the vehicle liability insurance, the fully comprehensive ...
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A quantum car insurance paradox
Physics World, 1995I have just observed what might be a previously undocumented quantum mechanical phenomenon related to the EPR paradox so beautifully described by Cohn Jack (April p39). Last year I purchased a second-hand car, complete with a mechanical breakdown insurance policy.
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The Hungarian car insurance cartel saga
2013his chapter discusses the landmark Hungarian case relating to the car insurance and repair markets, which involved both vertical and horizontal agreements. The case concerned the horizontal relationship between Hungary’s two largest insurance companies and their vertical relationships with car dealers, who also acted as car repairers in case of ...
Cseres, K.J., Szilágyi, P.
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Identifying Moral Hazard in Car Insurance Contracts
Review of Economics and Statistics, 2015Abstract This paper capitalizes on a unique situation in Israel where car insurance coverage is often distributed as a benefit by employers. In our sample, employer-determined coverage resulted in an average $235 discount in accident costs. Using instrumental variable analysis on data provided by an insurance firm in Israel (2001–2008), we find that ...
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A deep-learning–based antifraud system for car-insurance claims
Expert Systems With Applications, 2023Luca Maiano +2 more
exaly