Climate Stress Testing on European SME Securitised Loans Under Climate Mitigation Scenarios
ABSTRACT Assessing the future impact of climate risks on the probability of default (PD) of small and medium enterprises (SMEs) is challenging due to limited disclosure, policy uncertainty and exposure to physical risks. This paper addresses this gap by integrating macroeconomic variables from the Network for Greening the Financial System (NGFS ...
Luca Zanin, Raffaella Calabrese
wiley +1 more source
Spendception: The Psychological Impact of Digital Payments on Consumer Purchase Behavior and Impulse Buying. [PDF]
Faraz N, Anjum A.
europepmc +1 more source
Digital Technology's Role in Circular Waste Management: A Systematic Review
ABSTRACT Combining circular economy ideas with digital tools offers a game‐changing way to tackle global sustainability problems. This paper focuses on how digital changes and circular economy models link up. A review has been conducted for 112 articles from 2021 to September 2025, using PRISMA‐2020 methodology. This study covered new tech like AI, IoT,
Reza Eslamipoor
wiley +1 more source
VAT/GST harmonisation challenges for digital assets such as bitcoin and NFTs in the EU following Case C-264/14 (Skatteverket v David Hedqist). [PDF]
Ness S.
europepmc +1 more source
Identification of bacteria on Thai banknotes and coins using MALDI-TOF mass spectrometry and their phenotypic antimicrobial susceptibility profiles. [PDF]
Niyomdecha N +8 more
europepmc +1 more source
Neoliberal economic policies as a root cause of forced migration from Arab Spring countries: the case of Syria. [PDF]
Ajlan AA.
europepmc +1 more source
Visual Attention to Food Bank Posters: Insights from an Exploratory Eye-Tracking Study. [PDF]
Grabowska-Chenczke O +3 more
europepmc +1 more source
HBV-IoT: Hierarchical Blockchain-Based Vehicular IoT Network Model for Secured Traffic Monitoring and Control Management. [PDF]
Priya S +4 more
europepmc +1 more source

