Results 121 to 130 of about 740,393 (303)

Why is 100% Reserve Banking Inefficient? [PDF]

open access: yes
Financial crises are an important concern today. One part of the problem is banking crises, at the root of which is the bank run problem. One solution is 100% reserve banking. But this is inefficient. The reasons are, however, not obvious. The literature
Gurbachan Singh
core  

Helping Microfinance Become Commercially Sustainable [PDF]

open access: yes, 2011
Microfinance primarily refers to the making of small loans to low-income individuals and the poor, to enable them to start or expand small businesses. Currently, most microfinance loans are made through nonprofit microfinance institutions (MFIs) that
Schwarcz, Steven L.
core   +1 more source

Early Radial Extracorporeal Shockwave Stimulation on Proximal Tibial Circular Osteotomy Site Enhanced Heterotopic Skin Wound Healing via Small Extracellular Vesicles

open access: yesAdvanced Science, EarlyView.
A schematic diagram of the mechanism where small extracellular vesicles mediate the enhancement of heterotopic wound healing by radial extracorporeal shockwave stimulation at a proximal tibial osteotomy site. ABSTRACT Wound healing represents a complex biological process necessitating innovative therapeutic approaches, particularly for chronic wounds ...
Xiaoping Xie   +8 more
wiley   +1 more source

All‐Hydrogel‐Based Organic Electrochemical Transistors for Implantable Physiological Signal Monitoring

open access: yesAdvanced Science, EarlyView.
All‐hydrogel based n‐type depletion‐mode OECTs is developed using a semiconductor hydrogel formed via ionic‐liquid‐mediated phase separation, combining efficient ion‐electron transport, tissue‐like softness, and long‐term biocompatibility. The device can monitor EOG and ECG on human skin and record real‐time ECG subcutaneously in rats, providing a ...
Qicheng Liang   +14 more
wiley   +1 more source

COST EFFICIENCY LEVEL OF ISLAMIC BANKS IN INDONESIA: A STOCHASTIC FRONTIER ANALYSIS Study on Indonesian Islamic Banks (Islamic Commercial Bank and Islamic Windows) during 2011-2014 Period [PDF]

open access: yes, 2016
This research aims to compare and analyze on the cost efficiency level of Islamic Commercial Bank (ICB) and Islamic Windows (IW) in Indonesia. Another purpose is to find out whether the Islamic Banks are ready to face the application of ASEAN Economic ...
MUHARAM, Harjum   +1 more
core  

Dead Matter, Living Machines: Repurposing Crustaceans' Abdomen Exoskeleton for Bio‐Hybrid Robots

open access: yesAdvanced Science, EarlyView.
Crustacean exoskeletons, repurposed from food waste, are engineered into sustainable bending actuators combining biotic structure with synthetic control. The augmented exoskeletons achieve rapid and robust motion with lightweight body and can be used as part of robotic manipulators, grippers and swimmers.
Sareum Kim, Kieran Gilday, Josie Hughes
wiley   +1 more source

The Impact of Bank Digital Transformation on the Financial Performance of Commercial Banks

open access: yesSAGE Open
Advances in technology have fueled industrial development and industry change. Digital transformation (DT) arises from integrating digital technology into traditional industries.
Zhu Yongjie, Jin Shanyue
doaj   +1 more source

Loan Restructuring and Deposit Growth: Evidence from the Market Discipline during the COVID-19 Outbreak

open access: yesBuletin Ekonomi Moneter dan Perbankan
Amid the COVID-19 pandemic, banks boosted loan restructuring efforts to offer borrowers assistance and preserve credit quality. This study employs dynamic and static panel data from Indonesian commercial banks to include restructured loans as a metric ...
Indra Tumbelaka
doaj   +1 more source

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