Moral hazard induced unraveling: Theory and evidence from the Affordable Care Act
Journal of Risk and Insurance, EarlyView.Abstract We identify and quantify a new form of welfare loss in insurance markets. We first show theoretically that moral hazard from subsidies for cost‐sharing combined with community rating mimics adverse selection and can unravel insurance markets.
Cameron M. Ellis +2 more
wiley +1 more source
Journal of Regional Science, EarlyView.ABSTRACT In response to the COVID‐19 crisis, the European Union introduced NextGenerationEU, its largest stimulus package to date. We focus on Italy, the program's largest beneficiary, and analyse the territorial distribution of funds. Although centrally coordinated, most expenditures were awarded through calls and implemented by local governments ...
Francesco Scotti +2 more
wiley +1 more source
A hot white dwarf merger remnant revealed by an ultraviolet detection of carbon. [PDF]
Nat AstronSahu S +9 more
europepmc +1 more source
Journal of Paediatrics and Child Health, EarlyView.ABSTRACT Aim To describe the epidemiological characteristics of children and young people presenting to the emergency department (ED) with acute severe behavioural disturbance (ASBD) who were deemed to require oral sedative medication. Methods Secondary analysis of a randomised controlled open‐label multi‐centre trial of oral olanzapine versus oral ...
Elyssia M. Bourke +49 more
wiley +1 more source
The Cluster Completeness Correction Calculator (c-4): a neural-network framework and pilot application to the LEGUS survey of NGC 628. [PDF]
Mon Not R Astron SocTang J +4 more
europepmc +1 more source
The Keystone‐Pathogen Hypothesis Updated: The Role of Porphyromonas gingivalis in Periodontitis
Journal of Periodontal Research, EarlyView.Porphyromonas gingivalis orchestrates a coordinated manipulation of immune and inflammatory responses in periodontal tissues which leads to the generation of a dysbiotic, subgingival biofilm community, and progression of periodontitis. The type 9 secretion system, lipid A modification, and the formation of outer membrane vesicles are important ...
Mike A. Curtis +2 more
wiley +1 more source
Perspectives on the physics of late-type stars from beyond low earth orbit, the moon and mars. [PDF]
NPJ MicrogravityMathur S, Santos ÂRG.
europepmc +1 more source
Journal of Sleep Research, EarlyView.ABSTRACT In this study, we aim to establish risk factors for sleepiness while driving, motor‐vehicle accidents and near miss incidents in obstructive sleep apnoea patients with long‐term continuous positive airway pressure (CPAP) therapy. We performed a cross‐sectional study on 1327 consecutive CPAP‐treated obstructive sleep apnoea (OSA) patients who ...
Jere Jaakkola +3 more
wiley +1 more source
Geophysical Monograph Series, Page i-xiv., 2020 This book is Open Access. A digital copy can be downloaded for free from Wiley Online Library.
Explores the behavior of carbon in minerals, melts, and fluids under extreme conditions
Carbon trapped in diamonds and carbonate-bearing rocks in subduction zones are examples of the continuing exchange of substantial carbon ...
wiley +1 more source
Fast and interpretable quantification of biological shape heterogeneity via stratified Wasserstein kernel. [PDF]
PLoS Comput BiolZhao W, Sutherland DJ, Dao Duc K.
europepmc +1 more source