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Multi-agent simulation of the Moroccan conventional insurance sector
2020 International Conference on Intelligent Systems and Computer Vision (ISCV), 2020Economic and social change in a digital era is making the insurance ecosystem more complex. It makes several agents interact for different purposes. Therefore, a reflection on the insurance ecosystem modelling through multi-agent simulation seems interesting since it allows to capture the complexity of today’s insured on the one hand and on the other ...
Karima Lamsaddak, Dris Mentagui
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The Insurance of Aviation Risks by the Conventional Insurance Markets
2012This chapter provides an overview of the concept of insurance as applied to all forms of human endeavor, especially air transportation. It discusses the concepts of direct insurance, reinsurance and retrocession, and the various legal principles that, to date, have shaped the evolution of the insurance industry in general, and the aviation insurance ...
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ISLAMIC INSURANCE AND CONVENTIONAL INSURANCE : WHAT’S THE DIFFERENCE?
JASIEThe aim of this research is to describe the differences between sharia insurance and conventional insurance, namely by looking at the principles, objectives and legal basis of the two types of insurance. The method used in this research is a qualitative method with a literature study approach.
Ade Eriyanto +3 more
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Solvency Determinants of Conventional Life Insurers and Takaful Operators
Asia-Pacific Journal of Risk and Insurance, 2012The business of insurance is based on the trust of its policyholders, who expect that their losses will be compensated should the need arise at any time. Thus, sound financial conditions constitute the most important criterion for insurance firms, as well as for takaful operators.
Rubayah Yakob +3 more
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Insurance Industry Performance in Malaysia: Comparison Between Takaful and Conventional Insurance
International Journal of Research and Innovation in Social ScienceThe insurance industry in Malaysia is divided into two, conventional insurance and takaful. Both types of insurance have the same goal as protection against the risks faced by each individual or business. However, these two types of insurance have different management methods.
Nurfatin Azira Binti Mohd Anuar +1 more
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Risk, Risk Management and Insurance: Conventional and Islamic Dimensions
2021Risk is one of the determinants that can make our lives succeed or fail. Risk has been playing a significant role in our daily life. This chapter discusses the origin of risk in the sources of Shari'ah and its historical development in Islam by referring to the practices of Prophets.
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A Comparative Analysis of Takaful and Conventional Insurance, with a Special Reference to the Saudi Insurance Law [PDF]
, 2017 Conventional insurance is considered unlawful under Islamic law, as it involves at least three forbidden elements, gharar (uncertainty), maisir (speculation) and riba (interest). In order to align insurance with Islamic principles, takaful (Islamic insurance) was introduced.
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Consumer preferences for takaful and conventional insurance
2012In recent years, Islamic finance has become one of the most rapidly growing segments of the global financial system. The Islamic banking industry today has assets worth over $900 billion, and Islamic finance has spread to 75 countries from East to West, extending from Muslim to non-Muslim countries. The introduction of an Islamic model of insurance has
Alsalih, Aysha, Napier, Christopher
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The Effects of HMOs on Conventional Insurance Premiums: Theory and Evidence [PDF]
, 1995 We develop a model of imperfectly competitive insurers that compete with HMOs for consumers who have private information about their health status. We illustrate two conflicting effects of increasing HMO activity on conventional insurance premiums. We term these effects market discipline -- HMO competition may limit the ability of insurers to exercise ...
Laurence C. Baker, Kenneth S. Corts
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Health insurance status and cancer stage at diagnosis and survival in the United States
Ca-A Cancer Journal for Clinicians, 2022Leticia Nogueira +2 more
exaly