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The development of digital economy has led people to adapt to the use of services in information-technology-based loan or peer-to-peer lending. In early 2019, the V-loan case attracted attention of many people.
Wirya Darma +1 more
semanticscholar +1 more source
PENYELESAIAN PELAKSANAAN PERJANJIAN KREDIT PEMBIAYAAN MULTIGUNA AKIBAT NASABAH MENINGGAL DUNIA
Financial institutions provide consumer financing facilities (multipurpose financing) in the form of funding for consumer needs (customers) to purchase consumptive needs.
Muhamad Zanuar Prasetyo
doaj +1 more source
Credit agreements sometimes arise factors that cause installment payments that have been agreed by the parties are not smooth and can make the banking economy less healthy, because it is undeniable that funds at the bank are also funds owned by customers.
Dahris Siregar
semanticscholar +1 more source
Governance of Fragmented Compliance and Voluntary Carbon Markets Under the Paris Agreement
Over the past two decades, the emergence of multiple carbon market segments has led to fragmentation of governance of international carbon markets. International baseline-and-credit systems for greenhouse gas mitigation have been repeatedly expected to ...
Hanna-Mari Ahonen +4 more
semanticscholar +1 more source
Notary is required in a credit agreement which is performed by the bank and its debtor. Problems studied in this research was about the role of Notary in the implementation of Credit Agreement, the factors causing the occurrence of defaults with the ...
Mochammad Lukman, G. Gunarto
semanticscholar +1 more source
Defaults in Credit Agreements: How Are They Settled?
This study aims to determine whether the debtor has carried out his achievements as they should and knows the legal consequences for the debtor when trying to carry out his achievements more than the specified due date.
Rizky Auliandi +1 more
doaj +1 more source
The Low-Carbon Transition, Climate Commitments and Firm Credit Risk
This paper explores how the need to transition to a low-carbon economy influences credit risk. It develops a novel dataset covering firms’ greenhouse gas emissions over time alongside information on strategies for managing transition risk, including ...
Sante Carbone +5 more
semanticscholar +1 more source
SCIENTIFIC VALUES ON THE EUROPEAN LEGAL REGULATION ON THE CONSUMER CREDIT AGREEMENT [PDF]
With the increase of revenue, including in the budget sphere, which stimulates the planning of purchases of products that could improve the quality of life, with the reduction of interest rates by banks, the citizens are increasingly stimulated to ...
Olesea PLOTNIC, Rodica CRUDU
doaj
PRE-CONTRACTUAL INFORMATION IN CREDIT AGREEMENTS FOR CONSUMERS [PDF]
The article provides an image to the point on information provided to consumers before the conclusion of a credit contract, starting with the importance of information and ending with the legal framework.
Mihaela-Irina IONESCU
doaj
In general, credit extended by banks to customer requires a guarantee (collateral) as Credit is carried out first by agreeing to the clauses in the credit agreement.
Aida Ardini, Jamalum Sinambela
doaj +1 more source

