Results 71 to 80 of about 3,214,392 (322)

Micro and Nanostructural Diversity of Lizard Osteoderm Capping Tissue in Relation to Mechanical Performance

open access: yesAdvanced Functional Materials, EarlyView.
This study shows that lizard osteoderm capping tissue is a hyper‐mineralized hydroxyapatite layer consistently covering the superficial osteoderm surface in those species studied here, yet it varies greatly in morphology, nanostructure, and mechanical performance across species.
Adrian Rodriguez‐Palomo   +10 more
wiley   +1 more source

Feature Selection to Optimize Credit Banking Risk Evaluation Decisions for the Example of Home Equity Loans

open access: yesMathematics, 2020
Measuring credit risk is essential for financial institutions because there is a high risk level associated with incorrect credit decisions. The Basel II agreement recommended the use of advanced credit scoring methods in order to improve the efficiency ...
Agustin Pérez-Martín   +3 more
doaj   +1 more source

Tanggung Jawab Hukum Terhadap Perjanjian Kredit antara Bank dengan Nasabah di Bank Panin (Persero) Tbk [PDF]

open access: yes, 2018
Bank is a business entity engaged in financial services. The bank serves to raise funds from the community directly and channel back to the community through credit intermediaries.
, Nuswardhani, SH.,SU.,, Maradika, Fina
core  

Beyond Presumptions: Toward Mechanistic Clarity in Metal‐Free Carbon Catalysts for Electrochemical H2O2 Production via Data Science

open access: yesAdvanced Materials, EarlyView.
Metal‐free carbon catalysts enable the sustainable synthesis of hydrogen peroxide via two‐electron oxygen reduction; however, active site complexity continues to hinder reliable interpretation. This review critiques correlation‐based approaches and highlights the importance of orthogonal experimental designs, standardized catalyst passports ...
Dayu Zhu   +3 more
wiley   +1 more source

Legal aspects of changes in the calculation of the marisa national saving banks of marisa branch interest calculation methods

open access: yesJurnal Hukum Volkgeist, 2019
Banks as legal entities must also pursue profits. And one source of bank income is the interest on loan loans that have been channeled to customers. And if the bank's revenue target is threatened because the value of the rupiah weakens or floats, the ...
Nasrullah Nasrullah
doaj   +1 more source

Pelaksanaan Perjanjian Kredit Modal USAha antara Pt.bank Perkreditan Rakyat Unisritama dengan Nasabah di Kota Pekanbaru [PDF]

open access: yes, 2016
Banking is a source of funds in the form of the granting of credit facilities for the community of individuals or business entities to meet the needs business so his business is increasing and evolving.
Bachtiar, M. (Maryati)   +2 more
core  

Crystal Engineering of Reticular Materials for Gas‐ and Liquid‐Phase Hydrocarbon Separation

open access: yesAdvanced Materials, EarlyView.
Crystal engineering enables systematic study of structure/function relationships as exemplified by pore engineering of reticular sorbents, including porous coordination networks and covalent organic frameworks. This review assesses such studies applied across the full scope of industrially relevant hydrocarbon separations to provide insight into how ...
Xia Li   +2 more
wiley   +1 more source

Perspective on Aqueous Batteries: Historical Milestones and Modern Revival

open access: yesAdvanced Materials, EarlyView.
This review retraces the development of aqueous batteries from classical Zn‐MnO2 chemistry to modern Zn and Ni systems, correlating voltage, capacity, and electrolyte formulation with practical performance. By mapping historical success and failure onto current and future research directions, it identifies guiding principles that steer the design of ...
Fangwang Ming   +5 more
wiley   +1 more source

Important Changes in the Regulation of Loans for Residential Real Estate by Law No 134/2023

open access: yesBulletin of the Transilvania University of Braşov: Series VII: Social Sciences, Law
Consumer credit is of permanent social and economic interest and has therefore benefited from appropriate European and national regulation.
Camelia Spasici
doaj   +1 more source

Collision‐Resilient Winged Drones Enabled by Tensegrity Structures

open access: yesAdvanced Robotics Research, EarlyView.
Based on structures of birds such as the woodpeck, this article presents the collision‐resilient aerial robot, SWIFT. SWIFT leverages tensegrity structures in the fuselage and wings which allow it to undergo large deformations in a crash, without sustaining damage. Experiments show that SWIFT can reduce impact forces by 70% over conventional structures.
Omar Aloui   +5 more
wiley   +1 more source

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