Enhancing credit card fraud detection using DBSCAN-augmented disjunctive voting ensemble. [PDF]
Sci RepGhalwash MA +3 more
europepmc +1 more source
Do U.S. consumers really benefit from payment card rewards? [PDF]
Payment card rewards programs have become increasingly popular in the United States. But do consumers really benefit from rewards? In the United States, rewards are paid for primarily by the fees charged to merchants, and merchants may pass on the fees ...
Fumiko Hayashi
core
Producing Fraud at the Welfare‐Migration Nexus: Migrant Families and Children's Social Care
The British Journal of Sociology, EarlyView.ABSTRACT This article interrogates the production of ‘fraud’ at the interface between welfare and migration regimes. Taking the welfare micropublic of children's social care in the UK as a case study, we focus on encounters between migrant families subject to the ‘no recourse to public funds’ immigration condition and London local authorities.
Eve Dickson, Rachel Rosen
wiley +1 more source
Loss rate forecasting framework based on macroeconomic changes: Application to US credit card industry. [PDF]
Expert Syst Appl, 2021 Taghiyeh S, Lengacher DC, Handfield RB.
europepmc +1 more source
Credit Card Payment Processing in Electronic Commerce: An Analysis of the Bucket Pricing Strategy [PDF]
Credit cards have been the dominant payment method for the electronic commerce retail industry. However, online retailers, especially the small to medium ones, continue to be disadvantaged by the seemingly arbitrary bucket pricing strategy implemented by
Yoris A. Au
core
Dutch dilemma: Housing prices and flood risk exposure
Real Estate Economics, EarlyView.Abstract This article studies the impact of flood risk exposure on housing prices in a major river delta. Analyzing 1.8 million property transactions from 1998 to 2023 in the Netherlands, we find an average price discount of 1.1%. We observe considerable heterogeneity in price effects driven by exposure intensity, institutional settings that vary ...
Piet Eichholtz +2 more
wiley +1 more source
Enhancing credit card fraud detection with a stacking-based hybrid machine learning approach. [PDF]
PeerJ Comput SciMarazqah Btoush EAL +4 more
europepmc +1 more source
Non-Intrusive Assessment of COVID-19 Lockdown Follow-Up and Impact Using Credit Card Information: Case Study in Chile. [PDF]
Int J Environ Res Public Health, 2021 Muñoz-Cancino R +3 more
europepmc +1 more source
The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data [PDF]
We use a new panel dataset of credit card accounts to analyze how consumers responded to the 2001 federal income tax rebates. We estimate the monthly response of credit card payments, spending, and debt, exploiting the unique, randomized timing of the ...
Sumit Agarwal +2 more
core
Criminology, EarlyView.Abstract Research on how delinquent peer associations affect individuals’ life courses is limited. This paper addresses this gap by examining delinquent peer network characteristics and their impact on offending trajectories through social network analysis (SNA) and group‐based trajectory modeling (GBTM).
Daniel Trovato
wiley +1 more source