Results 241 to 250 of about 615,163 (297)
Abstract Can institutional logics be damaging for the same category of actors they are presumed to benefit? Can firms prevent or reduce this detrimental effect? This study integrates the institutional logics perspective with category research to examine these questions in the context of community banks.
Stephen J. Smulowitz +2 more
wiley +1 more source
Use of Credit Cards by Orthopedic Surgeons: Evaluating the Pros and Cons. [PDF]
Kale S, Bijlani N, Gehlot O, Shyam A.
europepmc +1 more source
Dominance and Prestige Motivations to Lead in Adolescence
ABSTRACT Introduction Dual strategy frameworks of motivation to lead differentiate Dominance motivations, which leverage fear and control to gain power and status, from Prestige motivations, which rely on respect and trust. Substantial research on these motivational pathways has been conducted in adults, but no empirical research studies them earlier ...
Jennifer L. Tackett +3 more
wiley +1 more source
Internet fraud transaction detection based on temporal-aware heterogeneous graph oversampling and attention fusion network. [PDF]
Wei S, Lee S.
europepmc +1 more source
A systematic review and future directions for AI-driven detection of fraud patterns in SACCO transactions. [PDF]
Ampumuza D, Katushabe C, Tamale M.
europepmc +1 more source
Abstract This paper evaluates the presence of racial disparities in the issuance of consumer credit. Using a database of credit histories, I link location-based information on race with individual credit files. After controlling for place-specific factors such as housing vacancy rates and general population demographics, I find qualitatively large ...
openaire +2 more sources
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Staff Reports (Federal Reserve Bank of New York)
Credit card interest rates, the marginal cost of consumption for nearly half of households, currently average 23 percent, far exceeding the rates on any other major type of loan or bond. Why are these rates so high? To understand this, and the economics of credit card banking more generally, we analyze regulatory account-level data on 330 million ...
Itamar Drechsler +4 more
openaire +2 more sources
Credit card interest rates, the marginal cost of consumption for nearly half of households, currently average 23 percent, far exceeding the rates on any other major type of loan or bond. Why are these rates so high? To understand this, and the economics of credit card banking more generally, we analyze regulatory account-level data on 330 million ...
Itamar Drechsler +4 more
openaire +2 more sources
SSRN Electronic Journal
Utilizing near real-time QuickBooks data from over 1.6 million small businesses and a targeted survey, this paper highlights the critical role credit card financing plays for small business activity. We examine a two year period beginning in January of 2021. A turbulent period during which, credit card usage by small U.S.
Akcigit, Ufuk +4 more
openaire +3 more sources
Utilizing near real-time QuickBooks data from over 1.6 million small businesses and a targeted survey, this paper highlights the critical role credit card financing plays for small business activity. We examine a two year period beginning in January of 2021. A turbulent period during which, credit card usage by small U.S.
Akcigit, Ufuk +4 more
openaire +3 more sources
Retail and Distribution Management, 1979
The British consumer may still like to hang on to his cash and may still harbour vaguely puritanical suspicions about credit cards, but there are indications that old habits, though they die hard, are nevertheless dying. In this article, Ingrid Hayles explains the benefits which the own‐brand credit card offers to even the smaller retailer in terms of ...
openaire +1 more source
The British consumer may still like to hang on to his cash and may still harbour vaguely puritanical suspicions about credit cards, but there are indications that old habits, though they die hard, are nevertheless dying. In this article, Ingrid Hayles explains the benefits which the own‐brand credit card offers to even the smaller retailer in terms of ...
openaire +1 more source
Sustained Credit Card Borrowing
SSRN Electronic Journal, 2019AbstractUsing a large panel of credit card accounts, we examine the dynamics of credit card borrowing and repayment in the United States and what these imply for the expected costs of credit card debt to consumers. Our analysis reveals that: (a) credit cards are predominantly used to borrow, (b) card debt is sustained for long periods and balances ...
Daniel Grodzicki, Sergei Koulayev
openaire +1 more source

