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Determinants of credit demand and credit constraints among households in Ghana [PDF]
Heliyon, 2021 This paper investigates the determinants of and trends in credit demand and credit constraints of households with respect to both formal and informal financial institutions in Ghana.
Theodora A. Asiamah +2 more
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Credit constraints and rural farmers’ welfare in an agrarian economy [PDF]
Heliyon, 2020 This study aims to determine the impact of credit constraints on wheat farmers' welfare. For this study, data on 575 wheat farmers were collected through a simple random sampling technique. The treatment-effect model was used to find the effect of credit
Amanullah +6 more
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Do credit constraints affect non-farm entrepreneurship entry decisions of rural agricultural households in Benin? [PDF]
HeliyonThis paper analyses the credit constraints' effect on non-farm entrepreneurship entry decisions in Benin. Using data from a sample of 512 farmers, we determine the factors that influence credit constraints and then assess the effect of credit constraints
Cocou Jaurès Amegnaglo +3 more
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Informal credit constraints and farmers’ health: an empirical study of China [PDF]
Ciência Rural, 2021 : Based on survey data of the income distribution and living conditions of urban and rural residents collected by the China Economic Monitoring and Analysis Center in 2014, we investigated the mechanisms related to informal credit constraints on farmer ...
Xinyue Dong, Fan Yang
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Financial constraints and trade credit: Evidence from Ethiopian firms
Cogent Economics & Finance, 2022 There is an extensive literature that links firms’ access to formal financial services and trade credit. This is more relevant for firms operating in financially less developed countries.
Dereje Regasa, Bekele Abraham
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Cogent Business & Management, 2022 This paper studies the effect of government contracts on trade credit by using cross-country firm-level data. Trade credit is defined as a firm’s deferral of payment to its sellers when it buys material inputs.
Tran Manh Ha +4 more
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Housing wealth appreciation and heterogeneous household consumption: Evidence from China.
PLoS ONE, 2023 In this paper, we develop a DSGE model including heterogeneous households, introduce the financial friction of credit constraint mechanism, and study the impact of house price shocks on the consumption of heterogeneous household.
Yingying Qi +3 more
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Firm characteristics and credit constraints among SMEs in the Philippines
Small Business International Review, 2021 Access to finance is critical to support the growth of small and medium-sized enterprises (SMEs). However, lack of access to adequate financing is one of the biggest obstacles that SMEs face.
John Paul Flaminiano +1 more
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Humanities & Social Sciences Communications, 2023 The relationship between housing prices (HP) and household non-housing consumption (CON) is a key topic worldwide. By developing a panel threshold model and utilizing data from 18 provinces in central and western China from 2005 to 2020, this study ...
Huazhu Zheng +5 more
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Firm performance under financial constraints: evidence from sub-Saharan African countries
Journal of Innovation and Entrepreneurship, 2021 The business environment in which a firm operates has an important impact on firm performance. This study examined the impact of credit constraint and power outages on the firm’s investment decision using World Bank Enterprise Survey (WBES) data ...
Lamessa T. Abdisa, Alemu L. Hawitibo
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