Results 1 to 10 of about 42,110 (157)
Determinants of credit demand and credit constraints among households in Ghana [PDF]
Heliyon, 2021 This paper investigates the determinants of and trends in credit demand and credit constraints of households with respect to both formal and informal financial institutions in Ghana.
Theodora A. Asiamah +2 more
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Credit constraints and rural farmers’ welfare in an agrarian economy [PDF]
Heliyon, 2020 This study aims to determine the impact of credit constraints on wheat farmers' welfare. For this study, data on 575 wheat farmers were collected through a simple random sampling technique. The treatment-effect model was used to find the effect of credit
Amanullah +6 more
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Do credit constraints affect non-farm entrepreneurship entry decisions of rural agricultural households in Benin? [PDF]
HeliyonThis paper analyses the credit constraints' effect on non-farm entrepreneurship entry decisions in Benin. Using data from a sample of 512 farmers, we determine the factors that influence credit constraints and then assess the effect of credit constraints
Cocou Jaurès Amegnaglo +3 more
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Exporters, importers and credit constraints [PDF]
Journal of International Economics, 2015 AbstractThis paper analyzes the interaction between credit constraints and trading behavior, decomposing trade in extensive and intensive margins. I construct a unique dataset containing firm-level trade transaction data, balance sheets and credit scores from an independent credit insurance company for Belgian manufacturing firms between 1999 and 2007.
Mirabelle Muûls
exaly +7 more sources
Inequality in Human Capital and Endogenous Credit Constraints. [PDF]
Rev Econ Dyn, 2017 This paper investigates the determinants of inequality in human capital with an emphasis on the role of the credit constraints. We develop and estimate a model in which individuals face uninsured human capital risks and invest in education, acquire work experience, accumulate assets and smooth consumption.
Hai R, Heckman JJ.
europepmc +4 more sources
Constraints on credit, consumer behavior and the dynamics of wealth [PDF]
Ekonomski Anali, 2009 This paper develops a simple macroeconomic model where the pattern of wealth accumulation is determined by a credit multiplier and the way households react to short-term fluctuations.
Gomes Costa Orlando
doaj +4 more sources
Informal credit constraints and farmers’ health: an empirical study of China [PDF]
Ciência Rural, 2021 : Based on survey data of the income distribution and living conditions of urban and rural residents collected by the China Economic Monitoring and Analysis Center in 2014, we investigated the mechanisms related to informal credit constraints on farmer ...
Xinyue Dong, Fan Yang
doaj +1 more source
Credit Constraints in Education [PDF]
Annual Review of Economics, 2011 We review studies of the impact of credit constraints on the accumulation of human capital. Evidence suggests that credit constraints have recently become important for schooling and other aspects of households' behavior. We highlight the importance of early childhood investments, as their response largely determines the impact of credit constraints on
Lance Lochner, Alexander Monge-Naranjo
openaire +5 more sources
Financial constraints and trade credit: Evidence from Ethiopian firms
Cogent Economics & Finance, 2022 There is an extensive literature that links firms’ access to formal financial services and trade credit. This is more relevant for firms operating in financially less developed countries.
Dereje Regasa, Bekele Abraham
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Credit Constraints and the Persistence of Unemployment [PDF]
SSRN Electronic Journal, 2009 In this paper, we argue that credit market imperfections impact not only the level of unemployment, but also its persistence. For this purpose, we first develop a theoretical model based on the equilibrium matching framework of Mortensen and Pissarides (1999) and Pissarides (2000) where we introduce credit constraints.
Dromel, Nicolas +2 more
openaire +6 more sources