Results 1 to 10 of about 69,050 (264)

Corporate life cycle and credit scoring

open access: yesJournal of Applied Economics, 2023
This paper examines how the corporate life cycle affects credit scoring. Previous empirical studies have shown that the life cycle has an impact on financial policies, creditworthiness, risk and performance. This study utilizes panel data of U.S.
Ala’A Adden Abuhommous
exaly   +3 more sources

Investigating the Relationship between Currency Crises and Bank Credits in Iran using the Time-Varying Parameters Approach [PDF]

open access: yesFaslnāmah-i Pizhūhish/Nāmah-i Iqtisādī, 2023
This study aims to investigate the relationship between currency crises and fluctuations in banking credits in Iran. Utilizing a time-varying coefficients approach spanning from 1989 to 2022, alongside economic boom and recession indicators, the analysis
Yazdan Gudarzi Farahani, Omidali Adeli
doaj   +1 more source

Retesting the institutional memory hypothesis: An experimental study [PDF]

open access: yesPanoeconomicus, 2018
In this article, we set ourselves a task to test institutional memory hypothesis as a core of endogenous credit cycles. According to this hypothesis, risks taken by creditors depend largely on availability heuristic and experience of loan officers.
Burakov Dmitry
doaj   +1 more source

Credit rating in dynamic response to the nature of firms and the business model of rating agencies: evidence from the Chinese bond market

open access: yesHeliyon, 2022
This paper takes the A-share listed companies that issued credit bonds from 2010 to 2021 as the sample to test the probability and degree of credit rating change throughout the enterprise life cycle using the ordered logit and breakpoint regression ...
Yan Huo, Bangming Gong
doaj   +1 more source

An Endogenous Approach to the Cyclicality of R&D Investment under Credit Constraints: Firms’ Cash Flow Matters!

open access: yesJournal of Open Innovation: Technology, Market and Complexity, 2020
This paper examines the sensitivity of firms’ R&D expenditures to being externally financial constrained to undertake innovation projects, considering that being constrained is endogenous.
Juan Laborda   +2 more
doaj   +1 more source

Common Factors in the Term Structure of Credit Spreads and Predicting the Macroeconomy in Japan

open access: yesInternational Journal of Financial Studies, 2021
This study extracts the common factors from firm-based credit spreads of major Japanese corporate bonds and examines the predictive content of the credit spread on the real economy. Instead of employing single-maturity corporate bond spreads, we focus on
Takeshi Kobayashi
doaj   +1 more source

Coherence and Entropy of Credit Cycles across the Euro Area Candidate Countries

open access: yesEntropy, 2021
The pattern of financial cycles in the European Union has direct impacts on financial stability and economic sustainability in view of adoption of the euro.
Adina Criste, Iulia Lupu, Radu Lupu
doaj   +1 more source

Investigating the Relationship between Credit Cycles and Business Cycles in Iranian Economy [PDF]

open access: yesپژوهشهای اقتصادی, 2020
Macroeconomic policy makers and planners always use different tools to achieve economic goals. Credit control is one of these tools. The boom and recession of the financial sector of the economy are called the credit cycle, and of the real sector is ...
Ahad Seifi Koshki   +2 more
doaj  

The Financial Accelerator in Europe after the Financial Crisis

open access: yesEuropean Journal of Business Science and Technology, 2018
This paper investigates the mechanism of a financial accelerator. In particular, it examines the procyclicality of credit margins in Europe after the financial crisis, with an additional split into small, medium and large-sized banks.
Klára Baková
doaj   +1 more source

Inventory Model for Deteriorating Items with Quadratic Time Dependent Demand under Trade Credits [PDF]

open access: yesInternational Journal of Supply and Operations Management, 2016
In this paper, an EOQ model is developed for a deteriorating item with quadratic time dependent demand rate under trade credit. Mathematical models are also derived under two different situations i.e. Case I; the credit period is less than the cycle time
Rakesh Tripathi   +2 more
doaj   +2 more sources

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