Results 81 to 90 of about 116,249 (312)

Dimensions of the AI Divide: Digital Inequality and Psychological Consequences

open access: yesAI &Innovation, EarlyView.
ABSTRACT Artificial intelligence (AI) has become a foundational component of contemporary social, economic, and political life. Yet, the ways in which AI reshapes patterns of exclusion beyond questions of access and technical capability remain insufficiently theorized.
Christos Papaioannou
wiley   +1 more source

The Open‐Source Paradox: Africa's Digital Sovereignty and the Structural Limits of Artificial Intelligence Autonomy

open access: yesAI &Innovation, EarlyView.
ABSTRACT Open‐source artificial intelligence is widely promoted as a democratising pathway to digital sovereignty for African states, offering access to frontier architectures without prohibitive capital investment. This paper investigates whether open‐source AI represents a credible route to autonomy or generates a new form of structural dependency ...
Ololade A. Shonubi
wiley   +1 more source

The Informal Credit Market: A Study of Default and Informal Lending in Nepal

open access: yes, 2005
Informal credit markets are still important in developing countries. Despite an increase in supply of formal credit in rural areas, informal lenders remain the dominant source of credit for the poorest households.
Haugen, Norunn
core  

A New mortgage credit regime for Europe: setting the right priorities. CEPS Special Report, June 2011 [PDF]

open access: yes, 2011
Early in 2003, the Forum Group on Mortgage Credit set up by the European Commission met for the first time in order to take on the ambitious tasks of identifying and assessing the impact existing obstacles to the functioning of an Internal Market for ...
Rothemund, Marc., Dubel, Hans-Joachim.
core  

Credit Market and Macroeconomic Volatility [PDF]

open access: yesSSRN Electronic Journal, 2007
This paper investigates the role of credit market size as a determinant of business cycle fluctuations. First, using OECD data I document that credit market depth mitigates the impact of variations in productivity to output volatility. Then, I use a business cycle model with borrowing limits a la Kiyotaki and Moore (1997) to replicate this empirical ...
openaire   +3 more sources

Seeds of change: The impact of Ethiopia's direct seed marketing approach on smallholders' seed purchases and productivity

open access: yesAmerican Journal of Agricultural Economics, EarlyView.
Abstract While multiple factors explain low adoption rates of improved varieties by small‐scale farmers in sub‐Saharan Africa, a key supply‐side constraint is the limited availability of seed embodying new traits in the volume, quality, price, and timeliness required by farmers. This constraint is partly attributable to classical failures in the market
Dawit Mekonnen   +5 more
wiley   +1 more source

MARKET POWER OF INDONESIAN BANKING

open access: yesBuletin Ekonomi Moneter dan Perbankan, 2012
This study aimed to estimate the degree of market power exercised by commercial banks in the credit market in Indonesia. The model used to answer this study’s objective was the Bresnahan-Lau oligopoly model that uses structural equations to estimate the ...
Andi Fahmi Lubis
doaj   +1 more source

Redistributive land reforms, agricultural productivity, and structural change: New cross‐national evidence

open access: yesAmerican Journal of Agricultural Economics, EarlyView.
Abstract Large‐scale land reforms constitute a substantial redistribution of wealth and reallocation of agricultural land, which is a major form of asset and production input in developing countries. While land redistribution (from the rich to the poor) remains a highly controversial issue, extensive evidence on its effect is limited.
Devashish Mitra   +3 more
wiley   +1 more source

Credit Rationing, Its Determinants and Non-Performing Loans: An Empirical Analysis of Credit Markets in Polish Banking Sector

open access: yesEconometrics
In a situation where the number of non-performing loans (NPLs) increases, lenders may raise interest rates to compensate for potential losses, and the amount of credit granted in the market may decrease, leading to credit rationing.
Cenap Mengü Tunçay   +1 more
doaj   +1 more source

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