Results 11 to 20 of about 56,599 (313)
The Interaction of Housing Price and Credit: Some Evidence from Iran [PDF]
Faslnāmah-i Pizhūhish/Nāmah-i Iqtisādī, 2018 Housing price swings have always been under the spotlight for policy-makers and academics. Financial accelerator mechanism (developed by Bernanke and Gertler, 1999) can provide some explanation to these fluctuations.
Naser Khiabani, shaghayegh shajari
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Book Review: "American Bonds: How Credit Markets Shaped a Nation"
Quarterly Journal of Austrian Economics, 2020 Quinn’s American Bonds shows that the federal government’s credit policies were important factors behind the particular evolution of securitization and credit markets in the United States.
Patrick Newman
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Immigrant credit visibility: Access to credit over time in Canada
Economic and Social Reports, 2023 Credit is a key element to modern economic life in Canada and immigrants may be at greater risk of lacking access to credit markets since credit information is, for the most part, not shared across international borders.
Jesse Tweedle +3 more
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Credit Access, the Costs of Credit and Credit Market Discrimination [PDF]
The Review of Black Political Economy, 2008 Since the early 1990s, credit expanded relative to income, especially after 2001. It is hypothesized that traditionally uneven credit access and gaps in the costs of credit by demographic characteristics shrank during this period. Relying on data from the Federal Reserve's Survey of Consumer Finance, this study looks at financial constraints, the ...
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Informal Credit Markets in Asian Developing Countries
Asian Development Review, 1988 Informal credit markets form an important part of the financial systems of Asian developing countries, constituting as much as half of rural credit and a significant part of urban credit in many of them.
P. B. Ghate
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Journal of Public Economic Theory, 2003 AbstractIn a simplified version of the Stiglitz and Weiss (1981) model of the credit market we characterize optimal policies to correct market failures. Widely applied policies, notably interest‐rate subsidies and investment subsidies, are compared to the theoretical optimum.
Minelli, E, MODICA, Salvatore
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Data and welfare in credit markets
Journal of Financial Economics, 2022 We show how to measure the welfare effects arising from increased data availability. When lenders have more data on prospective borrower costs, they can charge prices that are more aligned with these costs. This increases total social welfare and transfers surplus from borrowers to lenders.
Mark Jansen +3 more
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Finance and growth: a synthesis and interpretation of the evidence
PSL Quarterly Review, 2013 There has been a resurgence in the interest of examining the correlation between financial intermediaries and services and long-run growth. An analysis is done to review and interpret empirical proof gathered concerning this issue.
A. GALETOVIC
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A mechanism for thawing the credit markets [PDF]
Review of Economic Design, 2009 This paper describes a mechanism designed to induce commercial banks to increase their willingness to extend loans in an economic environment characterized by increased uncertainty and diminished expectations. This mechanism is a new tool for the conduct of monetary policy to combat recessions.
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Housing Finance and Markets Dynamics in Tanzania
Journal of African Real Estate Research, 2020 This study examines whether feedback from housing price shocks factored into the availability of mortgage credit in Tanzania between 2008 and 2018. This was done by estimating a Vector Error Correction Model (VECM) with mortgage financing and using three
Vianey John Mushi
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