Results 1 to 10 of about 1,233 (175)

Impact of credit rationing on capital allocated to inputs used by rice farmers in the Mekong River Delta, Vietnam [PDF]

Journal of Economics and Development, 2020
Purpose – The purpose of this paper is to estimate the impact of credit rationing on the amount of capital allocated to inputs used by rice farmers in the Mekong River Delta (MRD). Design/methodology/approach – Based on the literature review, the authors
Cao Van Hon, Le Khuong Ninh
doaj   +1 more source

Evolutionary Game Analysis of the Impact of Big Data Credit Technology on the Credit Rationing of Micro and Small Enterprises (MSEs)

Journal of Theoretical and Applied Electronic Commerce Research, 2023
Credit rationing hindered the development of MSEs. Big data credit technology creates a great opportunity to address this issue. Then, how does big data credit technology affect and to what extent can it alleviate the credit rationing of MSEs?
Yuhuan Jin, Sheng Zhang, Xiaokang Lei
doaj   +1 more source

Can Joining the Agricultural Industry Chain Alleviate the Problem of Credit Rationing for Farmers?

Agriculture, 2023
To solve the problem of credit rationing for farmers that shackles the transformation and upgrading of the agricultural industry and to improve the effect of agricultural industry chains in helping farmers, this paper empirically examines the effect of ...
Nan Zhao, Dehong Lv
doaj   +1 more source

Small, micro and medium enterprises financing: Costs and benefits of lending technologies in the Eastern Cape province of South Africa

Journal of Economic and Financial Sciences, 2020
Orientation: As lack of access to credit hinders small, micro and medium enterprises (SMMEs) success and lending technologies being conduits transmit credit access, more focus must be on the effect of lending technologies on credit rationing.
Edson Mbedzi, Munacinga Simatele
doaj   +1 more source

Credit rationing, institutions and local public debt

Revista Mexicana de Economía y Finanzas Nueva Época REMEF, 2023
This work presents a model of credit rationing under the effects of judiciary in- efficiency and criminal extraction. Under low judiciary quality and high criminality, we argue that banks are more likely to lend to the government rather than private ...
Roberto Gallardo Del Angel, Yiwen Xu
doaj   +1 more source

Credit Rationing Equilibrium Achievement in the Conditions of Digitalization

Финансы: теория и практика, 2023
The author clarified the degree of achievement of the credit market equilibrium in the conditions of information asymmetry and active digitalization of processes in activity of credit market participants.
O. V. Lunyakov
doaj   +1 more source

Two kinds of credit rationing

PSL Quarterly Review, 2013
Some advocates of financial development have made a powerful case against government control of interest rates by resting their case on the discriminatory effects of credit rationing. In doing so they have confused the issues by attributing to government
H.W. ARNDT
doaj   +1 more source

Research on the SME’s Collateral Credit Rationing under Loan Risk Compensation Mechanism [PDF]

Journal of Risk Analysis and Crisis Response (JRACR), 2018
This paper discusses the function of loan risk compensation in the collateral credit rationing model. According to the derivation of my model, we find when the bank have some requirements on interest and collateral, at the same time, we add the loan risk
Changbing Yang, Mu Zhang, Junmeng Lu
doaj   +1 more source

The impact of credit rationing on farmer's economic equilibrium

Agricultural Economics (AGRICECON), 2009
The paper deals with the theoretical analysis of the impact of credit rationing on farmer's economic equilibrium. The analysis is carried out based on the derived dynamic optimization model, which is the dynamic investment model with adjustment costs ...
L. Čechura
doaj   +1 more source

Razionamento del credito e dimensioni di impresa (Credit rationing and firm size)

Moneta e Credito, 2012
This paper examines the likelihood of credit rationing faced by firms of dif­ferent size. Cantrary to common thought, several recent contributions on this topic argue that, when rationing credit, size alone is not a sufficient con­dition for ...
Giorgio Calcagnini, Donato Iacobucci, Davide Ticchi   +2 more
doaj   +1 more source