Results 81 to 90 of about 507,711 (208)

CREDIT RISK MINIMIZATION WAYS AND PRICING OF BANKING SERVICES

open access: yesМодернизация, инновация, развитие, 2016
Accurate accounting of own expenses on rendering banking services and forming reasonable prices for them make it possible for commercial banks to adequately react to market situation changes.
V. E. Gladkova
doaj  

Profiling smallholder farmers’ inclusion in agricultural credit markets: evidence from Morogoro Municipality, Tanzania

open access: yesCogent Economics & Finance
This study profiles smallholder farmers’ inclusion in agricultural credit markets in Morogoro Municipality, Tanzania, within the context of the country’s expanding financial inclusion agenda.
Lazaro Athanas Mwonge   +2 more
doaj   +1 more source

Institutions, Credit rationing and housing development [PDF]

open access: yes
One of the basic principles that allow a smooth operation of the markets is the equilibrium between supply and demand. According to this principle, when demand exceeds supply, the price mechanism will try to bring the system back into equilibrium.
Fernanda Brollo, Fernando Garcia
core  

Credit rationing and real assets: evidence from Italian panel data [PDF]

open access: yes
This paper investigates empirically the role of real assets in credit rationing. The analysis is based on the idea that asset tangibility is inversely related to the probability that a firm will be credit constrained.
A. Affuso
core  

Credit Rationing: The Relative Importance of Internal and External Factors [PDF]

open access: yes
Both internal and external factors can contribute to the informational frictions that drive credit rationing among firms. This study uses data from enterprise surveys and other sources to evaluate the relative contribution of internal and external ...
Inter-American Development Bank
core   +1 more source

Firm Heterogeneity, Internal Finance, and `Credit Rationing' [PDF]

open access: yes
Assessing the extent to which agents or firms face capital-market imperfections and quantity restrictions on credit is crucial for measuring intertemporal tradeoffs in consumption or the cost of capital for investment.
Charles W. Calomiris, R. Glenn Hubbard
core  

Credit rationing by loan size in commercial loan markets [PDF]

open access: yes
The authors present a theoretical model in which a profit-maximizing lender may ration credit to businesses by restricting loan size. Such credit rationing occurs despite the absence of differences across borrowers in default risk or loan administration ...
Stacey L. Schreft, Anne P. Villamil
core  

Credit Rationing: Reply

open access: yes, 1987
Stiglitz and Weiss reply regarding credit rationing in markets with imperfect information.
Stiglitz, Joseph E., Weiss, Andrew
openaire   +2 more sources

Digital Footprints as Institutional Hard Constraints: A Multi-Source Data Fusion System for the Agricultural Credit Risk Early Warning

open access: yesSystems
Agricultural credit rationing remains a persistent systemic friction driven by information opacity and limited collateral. This study develops a credit risk early-warning system by fusing multi-source institutional digital footprints (tax compliance ...
Kan Zhang, Yuan Song, Weilin Hao
doaj   +1 more source

Empirical measurement of credit rationing in agriculture: a methodological survey [PDF]

open access: yes
Empirical analysis of rural credit market failure has been of key scientific and political interest in recent years. The aim of this paper is to give an overview of various methods for measuring credit rationing of farms employed in the literature ...
Petrick, Martin
core  

Home - About - Disclaimer - Privacy