Results 61 to 70 of about 507,711 (208)
The Bank Financing of Small Unlisted Firms in the UK: An Analysis of Recent Conflicts
The Journal of Entrepreneurial Finance, 1995 This paper examines the characteristics of UK small firm bank finance and the causes of the frequently strained relationship between small firms and banks in the UK. Debt, credit rationing, and call option problems under the UK system are examined.
Kevin Keasey, Robert Watson
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Symmetrical Information and Credit Rationing: Graphical Demonstrations [PDF]
As this article shows, the pro-debtor U.S. Bankruptcy Code alone can cause credit rationing, even without asymmetrical information in the market, because the code entails substantial costs to lenders if borrowers file for bankruptcy.
Wang, Hung-Jen
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Credit rationing during credit supply shock: Insights from loan level data
International Review of Economics & FinanceThis paper examines bank credit allocation under an exogenous shock to credit supply within a stable financial system. The paper utilizes proprietary loan-level data collected from all Israeli commercial banks to examine how massive drawdowns on ...
Noam Michelson
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Credit Rationing, Government Credit Programs and Co-Financing [PDF]
Journal of Applied Economics, 2007 Costly monitoring may lead to credit rationing in equilibrium in an economy without any adverse selection or moral hazard problems. Given the widespread phenomenon of government intervention in credit markets in developing and developed countries, the natural question then is, How effective are these government programs?
openaire +2 more sources
Credit rationing, government credit programs and co-financing [PDF]
Costly monitoring may lead to credit rationing in equilibrium in an economy without any adverse selection or moral hazard problems. Given the widespread phenomenon of government intervention in credit markets in developing and developed countries, the ...
Dona Rai
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Faedpyme International Review, 2012 This research analyzed the role that financial information plays in the access to external financial resources for micro and small manufacturing businesses (MiSBs) in Tabasco, Mexico.
Juan José Chable Sangeado
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Adverse Selection and Moral Hazard Effects in the Malaysian Credit Market: An Empirical Analysis
Malaysian Management Journal, 1997 The purpose of this paper is to test empirically the impact of adverse selection and moral hazard on the Malaysian credit market. The paper develops a supply and demand function for credit in Malaysia by using monthly data over the period from January ...
Omar Marashdeh
doaj
RURAL CREDIT RATIONING AND NATIONAL DEVELOPMENT BANKS IN DEVELOPING COUNTRIES [PDF]
A common problem in agricultural credit markets in developing countries is the coexistence of a competitive market equilibrium interest rate and credit rationing.
Casillas, Gabriel, Mitchell, Paul D.
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Croatian SMEs: Current Stage and Prospect
The Journal of Entrepreneurial Finance, 2009 Small businesses in Croatia are recognized as a locomotive for economic restructuring and increase of rate of employment. Bank credits have become more accessible in Croatia for the SME sector following privatization by foreign banks, which now ...
Ljiljana Viducic +3 more
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Digital credit and insurance: Improving economic well-being for rural households
International Review of Economics & FinanceThe integration of digital technologies in credit and insurance services has important implications for the economic well-being of rural households. This paper utilizes cross-sectional data from a 2022 survey conducted with 476 rural households in China ...
Jinhua Zhang +3 more
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