Results 91 to 100 of about 481,197 (256)
Digital credit and insurance: Improving economic well-being for rural households
International Review of Economics & FinanceThe integration of digital technologies in credit and insurance services has important implications for the economic well-being of rural households. This paper utilizes cross-sectional data from a 2022 survey conducted with 476 rural households in China ...
Jinhua Zhang +3 more
doaj +1 more source
Journal of Consumer Affairs, EarlyView.Abstract A deficiency in financial knowledge often precipitates costly financial choices, affecting consumers' behavior and decision‐making. We delve into how financial acumen influences borrower discouragement by utilizing data from the U.S. Federal Reserve's Survey of Household Economics and Decision‐Making (2017–2022). Discouraged borrower describes
Anoosheh Rostamkalaei +2 more
wiley +1 more source
Economic and Business Review, 2010 Financing constraints have been one of the major impediments to doing business in transition economies in general and South-Eastern Europe in particular.
Iraj Hashi, Valentin Z. Toçi
doaj +1 more source
SMEs and Climate Finance: A Hybrid Review
Journal of Economic Surveys, EarlyView.ABSTRACT The growing importance of sustainability and environmental practices, along with a recent surge in related research, motivated this review of environmental management and climate finance within the SME sector. Starting with an initial sample of 2063 articles, we refined the dataset, resulting in a final sample of 124 key publications.
Ashraf Khan +2 more
wiley +1 more source
Credit Rationing with Heterogeneous Borrowers in Transition Economies: Evidence from Slovakia [PDF]
This paper investigates the macroeconomic importance of credit rationing and whether banks use characteristics such as ownership structure and institutional type of borrowers in order to regulate the risk of loaned funds.
Pavel Ciaian
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Organized Crime, Corruption, and Economic Growth
Journal of Regional Science, Volume 65, Issue 2, Page 535-560, March 2025.ABSTRACT In this paper, we study the relationship between organized crime, corruption, and economic growth on a data set from Italian regions for the period 1996–2013. Our working hypothesis is that organized crime can embezzle part of the public expenditure aimed at productive uses by threatening and bribing public officers. To assess the consequences
Tamara Fioroni +2 more
wiley +1 more source
Firm Heterogeneity, Internal Finance, and `Credit Rationing' [PDF]
Assessing the extent to which agents or firms face capital-market imperfections and quantity restrictions on credit is crucial for measuring intertemporal tradeoffs in consumption or the cost of capital for investment.
Charles W. Calomiris, R. Glenn Hubbard
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Cogent Economics & FinanceThis study profiles smallholder farmers’ inclusion in agricultural credit markets in Morogoro Municipality, Tanzania, within the context of the country’s expanding financial inclusion agenda.
Lazaro Athanas Mwonge +2 more
doaj +1 more source
The Manchester School, EarlyView.ABSTRACT This paper revisits the “too much finance” hypothesis by reassessing the relationship between financial depth and economic growth using an expanded dataset (1960–2019) and a systematic estimation strategy that avoids reliance on any single, potentially arbitrary sample window.
Jean‐Louis Arcand +2 more
wiley +1 more source
Empirical measurement of credit rationing in agriculture: a methodological survey [PDF]
Empirical analysis of rural credit market failure has been of key scientific and political interest in recent years. The aim of this paper is to give an overview of various methods for measuring credit rationing of farms employed in the literature ...
Petrick, Martin
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