Results 21 to 30 of about 1,236 (120)
Frontiers in Psychology, 2022 Credit distribution is uneven in the domestic financial market since it is relatively easy for listed companies, mainly state-owned enterprises, to obtain banks’ funds.
Shangmei Zhao, Huibo Wang, Wei Li
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Strategic group lending for banks [PDF]
Banks and Bank Systems, 2018 Credit institutions often refuse to lend money to small firms. Usually, this happens because small firms are not able to provide collateral to lenders. Moreover, given the small amount of required loans, the relative cost of full monitoring is too high ...
Marco Spallone, Pina Murè
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Changes in SMEs financing: risks and opportunities for agro-food companies
Economia Agro-Alimentare, 2023 The financial and real crisis started in 2007-2008 has deeply transformed the way the Italian financial and capital market act. Italian SMEs need to be aware of the transformation not to be pushed out of the market itself and to take profit of the new ...
Giorgio Stefano Bertinetti
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Journal of Accounting and Finance in Emerging EconomiesPurpose: To establish the influence of collateral on microfinance rationing of credit among registered SMEs in Kakamega County, Kenya Methodology/Approach: This study used causal and descriptive designs.
Tangara Thomas Tobias +2 more
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Monetary policy and gender discrimination in the credit market
Journal of Government and Economics, 2023 The studies on monetary policy highlight that a contractionary policy reduces a firm's access to external funds. However, it is unknown whether it affects men and women equally. In this scenario, the aim of this paper is twofold.
Radeef Chundakkadan
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Crime and credit: Analyzing the impact of organized crime perceptions on loan restrictions
International Review of Economics & FinanceThis study examines the impact of perceived organized crime on firms’ access to bank loans. The analysis relies on an original survey conducted by the Bank of Italy, involving a representative sample of approximately 1100 Italian firms across all sectors,
Antonio Fabio Forgione +2 more
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Is There a Credit Crunch in the Czech Republic?
Acta Universitatis Agriculturae et Silviculturae Mendelianae Brunensis, 2015 We apply a disequilibrium model of credit demand and supply to test the credit crunch hypothesis. We suppose that firms face credit rationing and a realised outstanding loan will be the minimum desired level of commercial bank loans and bank limit for ...
Lucie Režňáková, Svatopluk Kapounek
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Os impactos do terramoto de 1755 no mercado de crédito de Lisboa
Ler História, 2018 This article looks at the consequences of the earthquake of 1755 in the financial market grounded on literature on contemporary impacts of geophysical catastrophes and on notarized credit in Lisbon.
Leonor Freire Costa +2 more
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FinTechCredit rationing, especially prevalent for smaller firms, impedes economic growth. A central bank-aligned not-for-profit managed business-to-business “stablecoin” (“synthetic central bank digital currency”) providing trade credit liquidity can provide ...
Richard Simmons
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Analysis of credit rationing in commodity, money and bond Markets; by the use of walras’s law [PDF]
فصلنامه پژوهشهای اقتصادی ایران, 2011 One of the most important issues in financial market particularly for banks is the issue of asymmetric information. Adverse selection could be made from the lack of sufficient information about credit specification, type of preferences and in general ...
Asgar Abolhasani
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