Results 21 to 30 of about 1,256 (167)
Moneta e Credito, 2013 La maggior parte della letteratura italiana sul razionamento del credito risale alla metà degli anni 1970 . Da allora, poca attenzione è stata dedicata a questo problema , nonostante i profondi cambiamenti che avvengono all'interno sia il quadro ...
G.B. PITTALUGA
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Frontiers in Psychology, 2022 Credit distribution is uneven in the domestic financial market since it is relatively easy for listed companies, mainly state-owned enterprises, to obtain banks’ funds.
Shangmei Zhao, Huibo Wang, Wei Li
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Credit rationing in rural credit markets of India
Applied Economics, 2012 This paper analyses the prevalent situation of the formal financial institutions in rural India using data from National Sample Survey 54th Round (January-June, 1998). We use sample selectivity model to examine the sanction of the loan by the financial institutions as a two-stage process.
Kausik Chaudhuri, Mary Cherical
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Changes in SMEs financing: risks and opportunities for agro-food companies
Economia Agro-Alimentare, 2023 The financial and real crisis started in 2007-2008 has deeply transformed the way the Italian financial and capital market act. Italian SMEs need to be aware of the transformation not to be pushed out of the market itself and to take profit of the new ...
Giorgio Stefano Bertinetti
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EconometricsIn a situation where the number of non-performing loans (NPLs) increases, lenders may raise interest rates to compensate for potential losses, and the amount of credit granted in the market may decrease, leading to credit rationing.
Cenap Mengü Tunçay +1 more
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Strategic group lending for banks [PDF]
Banks and Bank Systems, 2018 Credit institutions often refuse to lend money to small firms. Usually, this happens because small firms are not able to provide collateral to lenders. Moreover, given the small amount of required loans, the relative cost of full monitoring is too high ...
Marco Spallone, Pina Murè
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Lending Relationships and Credit Rationing: The Impact of Securitization [PDF]
SSRN Electronic Journal, 2011 Do lending relationships mitigate credit rationing? Does securitization influence the impact of lending relationships on credit rationing? If so, is its impact differently in normal periods versus crisis periods? This paper combines several unique data sets to address these questions.
Carbó-Valverde, Santiago +2 more
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Monetary policy and gender discrimination in the credit market
Journal of Government and Economics, 2023 The studies on monetary policy highlight that a contractionary policy reduces a firm's access to external funds. However, it is unknown whether it affects men and women equally. In this scenario, the aim of this paper is twofold.
Radeef Chundakkadan
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Journal of Accounting and Finance in Emerging EconomiesPurpose: To establish the influence of collateral on microfinance rationing of credit among registered SMEs in Kakamega County, Kenya Methodology/Approach: This study used causal and descriptive designs.
Tangara Thomas Tobias +2 more
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Is There a Credit Crunch in the Czech Republic?
Acta Universitatis Agriculturae et Silviculturae Mendelianae Brunensis, 2015 We apply a disequilibrium model of credit demand and supply to test the credit crunch hypothesis. We suppose that firms face credit rationing and a realised outstanding loan will be the minimum desired level of commercial bank loans and bank limit for ...
Lucie Režňáková, Svatopluk Kapounek
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