Results 91 to 100 of about 497,361 (202)
Credit Rationing with Heterogeneous Borrowers in Transition Economies: Evidence from Slovakia [PDF]
This paper investigates the macroeconomic importance of credit rationing and whether banks use characteristics such as ownership structure and institutional type of borrowers in order to regulate the risk of loaned funds.
Pavel Ciaian
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Journal of Consumer Affairs, EarlyView.Abstract A deficiency in financial knowledge often precipitates costly financial choices, affecting consumers' behavior and decision‐making. We delve into how financial acumen influences borrower discouragement by utilizing data from the U.S. Federal Reserve's Survey of Household Economics and Decision‐Making (2017–2022). Discouraged borrower describes
Anoosheh Rostamkalaei +2 more
wiley +1 more source
DO BANKING RELATIONSHIPS IMPROVE CREDIT CONDITIONS FOR SPANISH SMES? [PDF]
Small and medium-sized companies are extremely important for the Spanish economy. However, they face difficulties when trying to obtain financing (credit rationing).
Maria-Jose Casasola +2 more
core +2 more sources
Collateral, Rationing, and Government Intervention in Credit Markets [PDF]
This paper analyzes the effects of government intervention in credit markets when lenders use collateral, interest, and the probability of granting a loan as potential screening devices. Equilibria with and without rationing are examined.
William G. Gale
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SMEs and Climate Finance: A Hybrid Review
Journal of Economic Surveys, EarlyView.ABSTRACT The growing importance of sustainability and environmental practices, along with a recent surge in related research, motivated this review of environmental management and climate finance within the SME sector. Starting with an initial sample of 2063 articles, we refined the dataset, resulting in a final sample of 124 key publications.
Ashraf Khan +2 more
wiley +1 more source
The Role of Loan Guarantee Schemes in Alleviating Credit Rationing in the UK [PDF]
It is a widely held perception, although empirically contentious, that credit rationing is an important phenomenon in the UK small business sector. In response to this perception the UK government initiated a loan guarantee scheme (SFLGS) in 1981.
Cowling, Marc
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Organized Crime, Corruption, and Economic Growth
Journal of Regional Science, Volume 65, Issue 2, Page 535-560, March 2025.ABSTRACT In this paper, we study the relationship between organized crime, corruption, and economic growth on a data set from Italian regions for the period 1996–2013. Our working hypothesis is that organized crime can embezzle part of the public expenditure aimed at productive uses by threatening and bribing public officers. To assess the consequences
Tamara Fioroni +2 more
wiley +1 more source
Rationing as a Normative Principle of Ecosystem Interaction’s Financing
Финансы: теория и практикаThe relevance of the study is confirmed by the fact that it is financial relations in ecosystems that have become the subject of research that are influenced by certain rules (including state regulation) that limit the degrees of freedom of ecosystem ...
N. M. Abdikeev +2 more
doaj +1 more source
Credit Risk, Credit Rationing, and the Role of Banks: The Case of Risk Averse Lenders [PDF]
The standard situation of ex post information asymmetry between borrowers and lenders is extended by risk aversion and heterogenous levels of reservation utility of lenders.
Thilo Pausch
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Entrepreneurship and bank credit rationing in Ghana [PDF]
, 2009 Previous researchers have empirically investigated the existence or otherwise of credit rationing of small businesses in both developed and developing economies.
Kingsley Akuetteh, Charles
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