Results 71 to 80 of about 1,293 (200)

Croatian SMEs: Current Stage and Prospect

The Journal of Entrepreneurial Finance, 2009
Small businesses in Croatia are recognized as a locomotive for economic restructuring and increase of rate of employment. Bank credits have become more accessible in Croatia for the SME sector following privatization by foreign banks, which now ...
Ljiljana Viducic, Snjezana Pivac, Ana Rimac Smiljanic, Sandra Pepur   +3 more
doaj   +1 more source

Banking with Inside Money: An Efficiency Analysis

Journal of Money, Credit and Banking, EarlyView.
Abstract We show that banks do not decentralize the first best in a nominal Diamond–Dybvig economy with inside money. Furthermore, state‐contingent deposit contracts do not expand the consumption possibility set to include the first best either. Central banks can improve welfare but only for savers and only with unconventional monetary policy. Finally,
DAVID RIVERO, HUGO RODRÍGUEZ MENDIZÁBAL   +1 more
wiley   +1 more source

Does financial knowledge affect borrower discouragement among various social categories? Evidence from the United States

Journal of Consumer Affairs, EarlyView.
Abstract A deficiency in financial knowledge often precipitates costly financial choices, affecting consumers' behavior and decision‐making. We delve into how financial acumen influences borrower discouragement by utilizing data from the U.S. Federal Reserve's Survey of Household Economics and Decision‐Making (2017–2022). Discouraged borrower describes
Anoosheh Rostamkalaei, Allan Riding, George Saridakis   +2 more
wiley   +1 more source

Adverse Selection and Moral Hazard Effects in the Malaysian Credit Market: An Empirical Analysis

Malaysian Management Journal, 1997
The purpose of this paper is to test empirically the impact of adverse selection and moral hazard on the Malaysian credit market. The paper develops a supply and demand function for credit in Malaysia by using monthly data over the period from January ...
Omar Marashdeh
doaj  

SMEs and Climate Finance: A Hybrid Review

Journal of Economic Surveys, EarlyView.
ABSTRACT The growing importance of sustainability and environmental practices, along with a recent surge in related research, motivated this review of environmental management and climate finance within the SME sector. Starting with an initial sample of 2063 articles, we refined the dataset, resulting in a final sample of 124 key publications.
Ashraf Khan, Anastasia Giakoumelou, Giorgio Stefano Bertinetti   +2 more
wiley   +1 more source

CREDIT MARKET IMPERFECTIONS IN THE THEORY OF CREDIT RATIONING

Financial Internet Quarterly
The article aims at comparative analysis of the nature and dimensions of credit rationing on the grounds of theory of finance. The paper identifies the essence of credit rationing through the prism of its most important endogenous and exogenous prerequisites, assuming the lack of adequate instruments that could be used by banks to individually select ...
openaire   +2 more sources

Organized Crime, Corruption, and Economic Growth

Journal of Regional Science, Volume 65, Issue 2, Page 535-560, March 2025.
ABSTRACT In this paper, we study the relationship between organized crime, corruption, and economic growth on a data set from Italian regions for the period 1996–2013. Our working hypothesis is that organized crime can embezzle part of the public expenditure aimed at productive uses by threatening and bribing public officers. To assess the consequences
Tamara Fioroni, Andrea Mario Lavezzi, Giovanni Trovato   +2 more
wiley   +1 more source

Digital credit and insurance: Improving economic well-being for rural households

International Review of Economics & Finance
The integration of digital technologies in credit and insurance services has important implications for the economic well-being of rural households. This paper utilizes cross-sectional data from a 2022 survey conducted with 476 rural households in China ...
Jinhua Zhang, Shuangyu Chen, John W. Goodell, Anna Min Du   +3 more
doaj   +1 more source

House Prices and Bank Lending to SMEs: Evidence From UK Local Authorities

Journal of Regional Science, EarlyView.
ABSTRACT Using panel data for 304 local authorities in the UK from 2014 to 2021, we empirically examine three issues: (a) how booms in house prices affect bank lending to small and medium‐sized enterprises (SMEs); (b) whether these effects differ when SMEs hold larger amounts of real estate and buildings and (c) whether a rise in house prices can cause
Jalal Siddiki, Zilong Wang
wiley   +1 more source

Too Much Finance Redux

The Manchester School, EarlyView.
ABSTRACT This paper revisits the “too much finance” hypothesis by reassessing the relationship between financial depth and economic growth using an expanded dataset (1960–2019) and a systematic estimation strategy that avoids reliance on any single, potentially arbitrary sample window.
Jean‐Louis Arcand, Enrico Berkes, Ugo Panizza   +2 more
wiley   +1 more source