DO BANKING RELATIONSHIPS IMPROVE CREDIT CONDITIONS FOR SPANISH SMES? [PDF]
Small and medium-sized companies are extremely important for the Spanish economy. However, they face difficulties when trying to obtain financing (credit rationing).
Maria-Jose Casasola +2 more
core +2 more sources
Credit rationing and real assets: evidence from Italian panel data [PDF]
This paper investigates empirically the role of real assets in credit rationing. The analysis is based on the idea that asset tangibility is inversely related to the probability that a firm will be credit constrained.
A. Affuso
core
Empirical measurement of credit rationing in agriculture: a methodological survey [PDF]
Empirical analysis of rural credit market failure has been of key scientific and political interest in recent years. The aim of this paper is to give an overview of various methods for measuring credit rationing of farms employed in the literature ...
Petrick, Martin
core
CREDIT RISK MINIMIZATION WAYS AND PRICING OF BANKING SERVICES
Модернизация, инновация, развитие, 2016 Accurate accounting of own expenses on rendering banking services and forming reasonable prices for them make it possible for commercial banks to adequately react to market situation changes.
V. E. Gladkova
doaj
Symmetrical Information and Credit Rationing: Graphical Demonstrations
As this article shows, the pro-debtor U.S. Bankruptcy Code alone can cause credit rationing, even without asymmetrical information in the market, because the code entails substantial costs to lenders if borrowers file for bankruptcy.
Wang, Hung-Jen
core +1 more source
Credit Rationing: The Relative Importance of Internal and External Factors [PDF]
Both internal and external factors can contribute to the informational frictions that drive credit rationing among firms. This study uses data from enterprise surveys and other sources to evaluate the relative contribution of internal and external ...
Inter-American Development Bank
core +1 more source
Credit Risk, Credit Rationing, and the Role of Banks: The Case of Risk Averse Lenders [PDF]
The standard situation of ex post information asymmetry between borrowers and lenders is extended by risk aversion and heterogenous levels of reservation utility of lenders.
Thilo Pausch
core
Key Words: Labour Productivity, Potential Product, Capital Stock, Khuzestan The Two-sector Financial Market and its Effects on Investment in Iran Economy [PDF]
فصلنامه پژوهشهای اقتصادی ایران, 2005 In Iran, financial market is heavily dominated by the government. The big share of market is owned and run by government, particularly in banking sector. In effect the range of interest rates for different deposits and loans in banks are fixed by Islamic
Mahmood Khataei, Roya Seifipoor
doaj
, 1987 Stiglitz and Weiss reply regarding credit rationing in markets with imperfect information.
Stiglitz, Joseph E., Weiss, Andrew
openaire +2 more sources
RURAL CREDIT RATIONING AND NATIONAL DEVELOPMENT BANKS IN DEVELOPING COUNTRIES
A common problem in agricultural credit markets in developing countries is the coexistence of a competitive market equilibrium interest rate and credit rationing.
Casillas, Gabriel, Mitchell, Paul D.
core +1 more source